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Lake Michigan Insurance Agency is an independent insurance agency that works for you. When it comes to protecting what is most important to you, we find the right price and coverage for your auto, home, condominium, boat and all other valuable assets.
As one of the premiere independent insurance agencies in the area, we have partnered with many of the top rated insurance companies in the industry to offer you the best service and value for your coverage needs. Lake Michigan Insurance Agency provides the following types of personal insurance protection:
Auto Renewal Review
Home Renewal Review
Auto
Auto insurance doesn't need to be complicated. At Lake Michigan Insurance Agency we work to make the process of insuring your vehicle as simple as possible. We can insure your new, used and collectible automobiles. Not only will we provide you with the most competitive rates and discounts in the market; we will provide you service like no one else can.
Home/Condominium
We know that owning a home can be one of largest investments you will ever make. Why not insure it with someone you trust? As a home owner, let Lake Michigan Insurance Agency be the foundation of your security and peace of mind.
Personal Umbrella
Do you think you've got it all covered? Should you be concerned about lawsuits? If you own a home or an automobile, then those are questions that should be on your mind. Lake Michigan Insurance Agency has the a personal umbrella policy that provides the extra liability protection you need, at a price you can afford.
Mobile/Manufactured Home
Lake Michigan Insurance Agency offers coverage for mobile/manufactured homes set on blocks, a foundation, or otherwise made stationary. We take into account the unique features related to mobile/manufactured housing so we can offer you the best coverage at the most competitive cost.
Motorcycle
No matter what style of motorcycle you prefer, we have the coverage you need. Lake Michigan Insurance Agency insures a wide variety of motorcycles. Some of these include:
- Sport Bikes
- Cruisers
- Tour
- Standard Bikes
- Off-Road Bikes
- Homemade/Kit Bikes
- Scooters/Mopeds
- ATV/Quads
- & More!
Recreational Vehicle
As the seasons change, so do your outdoor activities. Enjoy your travels worry-free, and let Lake Michigan Insurance Agency provide the protection needed for your recreational vehicles. We can insure everything from travel trailers, motor homes, pop-up campers and more.
Renters
You may not own the place you call home, but that doesn't mean you can afford not to insure it. Not only does renters insurance protect your personal items, it will also provide you with liability protection. Lake Michigan Insurance Agency wants to make sure you have the appropriate coverage to protect yourself and your belongings.
Snowmobile
Lake Michigan Insurance Agency offers coverage for most snowmobiles, including high performance, mountain, touring, trail and utility type snowmobiles. We provide the best coverage and offer numerous discounts including Safety Course discounts, Multi-Snowmobile discounts and Association discounts.
Watercraft
Lake Michigan Insurance Agency can insure everything from personal watercraft to pontoons, runabouts, sailboats and more. We even have programs for yachts and charter boats. Whether you want basic coverage or a complete package with several options, you can select the coverages that best fit your situation.
Flood Insurance
Floods can happen anywhere, anytime - not just in coastal areas or near lakes and rivers. In the last two years, floods have hit homes and businesses in all 50 states. Heavy rain, snowmelt, mudslides, dam failures and inadequate drainage systems can all cause flood losses. Even a few inches of water can bring thousands of dollars in repair and restoration costs. Unfortunately, many people learn too late that most homeowner and business insurance policies do not cover flood damage.
The cost of flood insurance is minimal when you consider the expense of repairing or replacing your home, business or possessions after a devastating flood. Contact us today to discuss your flood insurance policy options.
Mortgage Protection
Mortgage protection insurance protects you against some of life's unexpected mishaps. Mortgage Protection Insurance is specifically designed to pay off the mortgage debt in the event of a death or help make the monthly payments in the event of disability. Most mortgage protection plans can be customized to fit every mortgage need, and can present an affordable solution.
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