Pay Cards

This is the smart alternative to payroll checks with the convenience, acceptance, and security of a PIN-based debit card. $5.00 monthly fee.

Employer Benefits

Saves Money

  • Eliminates check related costs – labor, purchasing stop payments, shipping, check fraud
  • Utilizes current direct deposit procedures

Saves Time

  • Instant issue – can be established by new employees immediately either online, by phone, or at any LMCU branch
  • No need for personal distribution of payroll checks

Added Convenience

  • No set-up or implementation fee for most employers
  • Can be used for non-payroll items – expense reimbursement, bonuses, etc.
  • All employees can receive direct deposit compensation
  • Full servicing by Lake Michigan Credit Union, a local and respected partner

Employee Benefits

Saves Money

  • Access to funds at any ATM, including free access at 70 LMCU ATMs
  • No-fee purchases anywhere Visa is accepted
  • No check cashing fees

Saves Time

  • Monthly statement, phone banking, and online banking provides automated account tracking with quick and easy access
  • No waiting in line to cash or deposit payroll checks

Added Convenience

  • No credit checks and no current bank account required
  • Visa brand is accepted world-wide
  • Free cash back option with all debit purchases
  • Fraud Protection provides zero liability for unauthorized purchases
  • Safer than carrying cash
  • Perfect solution for those who do not want to manage a bank account, or cannot qualify for a bank account

Features

  • Eliminates check related costs – labor, purchasing stop payments, shipping, check fraud
  • Utilizes current direct deposit procedures
  • No need for personal distribution of payroll checks
  • Can be used for non-payroll items – expense reimbursement, bonuses, etc.