Kimberly Stephens

Kimberly Stephens

About Kimberly Stephens

At LMCU, our members are our #1 priority. We provide you with superior customer service and a full suite of mortgage products which includes the following financing:  conventional, FHA, VA, rural development, MSHDA, construction financing, lot loans, renovation loans, a unique doctor/dentist program and more.  

With our guaranteed low mortgage rates and lower closing costs, we offer one of the best lending experiences out there. Our local processors and underwriters are highly motivated and provide the highest levels of service.  

Personally, I have been in the mortgage industry for over 15 years. That experience affords me the necessary skills to help you make the best financial decision with your mortgage.  After a thorough needs-based review, I offer each client a tailored loan product that fits their unique situation.

I’m an active participant in the local Women’s Council of Realtors in Lansing (WCR), and was named Strategic Partner of the year for 2017. I’m also a member of MMLA (Mid-Michigan Lenders Association). I work closely with realtors and our members to ensure a smooth transaction.  My main goal is to help my clients attain home ownership without the stress and aggravation that many experience in our current lending environment.

Call today to get started. I would love the opportunity to work with you.


Rates Comparison

Description Rate APR* Points
4.500%
4.586%
0.375
4.375%
4.477%
0.250
3.875%
4.022%
0.375
3.625%
4.863%
0.500
3.750%
4.713%
0.500
3.875%
4.616%
0.500
4.250%
5.019%
0.250
4.250%
5.061%
0.250

Rates as of 02/15/19. *APR = Annual Percentage Rate. Rates subject to change. Your rate may be different depending on your credit profile and home value. All above captioned APR’S reflect a minimum of 5% down payment. Other mortgage programs available, please contact a loan officer at 1-800-242-9790, option 1 for details.