LMCU is safe from the Heartbleed security flaw. We do not use OpenSSL in our Online Banking or Mobile Banking environments. We're closely monitoring the situation to ensure our members’ data is safe and secure.

The best place for your mortgage.

Being a Lake Michigan Credit Union member means having access to lower loan rates and closing costs. Our guaranteed low mortgage rates* can mean lower monthly payments, quicker payoffs and lower costs over the life of your loan.

Whether you’re buying, building or refinancing, Lake Michigan Credit Union truly is the best place for your mortgage.

Rates at a Glance


30 Year
Fixed Rate
1.5 points4.42% APR
15 Year
Fixed Rate
1.25 points3.50% APR
7 Year
Adjustable Rate
1.125 points3.32% APR
FHA 30 Year
Fixed Rate
0 points5.35% APR