Builders Exchange

Lake Michigan Insurance Agency has built a strong partnership with Frankenmuth Mutual Insurance and is offering an exclusive commercial insurance available to Builders Exchange members.


How Does It Work?

As a member of the Builders Exchange, you’ll enjoy special discounts on personal & commercial insurance needs.

  • Home & auto coverage (personal)
  • General liability
  • Contractors group protection plus
  • Inland marine
  • Business auto plus
  • Property
  • Worker’s compensation

Why LMIA/Frankenmuth?

Frankenmuth Mutual Insurance is a leader in commercial and personal insurance coverage. With more than $1 billion in assets and an A.M. Best “A” rating, as a policy holder, you can rest assured Frankenmuth Insurance is with you all the way.


Contractors Group Protection Plus

  • Business errors and omissions – $25,000
  • Electronic data liability – $25,000
  • Voluntary property damage – $5,000 / $10,000
  • Excess medical payments – $5,500 over comprehensive general liability coverages.
  • Computer – equipment – $25,000 – media $10,000
  • Pollutant cleanup – $25,000 (coverages for pollution clean-up at a premises described in declaration)
  • Fairs, trade shows, or exhibitions – $20,000

Business Auto Plus

  • $10,000 broadened pollution coverage
  • Loan/Lease Gap (pays the difference between actual cash value and outstanding balance due)
  • Rental reimbursement – $25 a day up to $1,050
  • Towing – $50 per disablement up to $500 a year

Commercial Liability Umbrella

  • Limits available up to $10,000,000

Take advantage of these savings by contacting us today!


Subcontractor costs based on labor and not material with proper documentation. This is not a policy, but merely a general description of available coverage/s. Please refer to your actual policy for full coverage details, including exclusions and limitations.

Lake Michigan Insurance Agency is owned by Lake Michigan Credit Union.

The information contained herein is provided solely for general informational purposes and is not intended to be a contract, a solicitation or an offer to sell in connection with any product or service, nor is the information a complete description of all terms, conditions and exclusions applicable to the products and services described.

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