Your hard-earned money earns more here.
We’re a credit union, so we look at your money like you do. We want it to work as hard as possible, earning you more interest, rewards and returns. Our checking and savings accounts, financial services, and even our credit cards allow you to earn more from your money when you save – and even when you spend.
Checking
You can earn more from your money, even while you’re spending it. Our remarkable 3.00% APY* Max Checking account is the one Money magazine calls “The Best Checking Account in America.” Our Investor Checking account offers tiered interest rates so when you save, you also earn more.
Max Checking ›
- 3.00% APY on balances of up to $15,000
- No minimum balance required
- Totally free – no monthly fees
- And more benefits!
Certificates of Deposit (CDs) ›
- Variety of term lengths from 3 to 60 months
- Cannot lose value unless withdrawn before term end
- $500 minimum balance
- And more benefits!
Investor Checking ›
- Save more, earn more with tiered interest rates
- Interest computed daily, paid monthly
- Access to free online and mobile banking
- And more benefits!
Savings
You might be amazed at the variety of savings accounts we offer, whether you’re saving for next year’s vacation or for a retirement that’s years away.
Health Savings Account (HSA) ›
- No opening, maintenance or transaction fees
- No minimum balance requirements
- Unlimited check writing privileges
- And more benefits!
Max Savings ›
- Earns tiered interest rates based on balance amounts
- No minimum deposit
- And more benefits!
Coverdell Education Savings Accounts (ESAs) ›
- No maintenance fees or minimum balance requirements
- Plan for the future costs of a child's education beyond high school
- Tax-free contributions and earnings
- And more benefits!
Kids and Teen Club ›
- Designed to help kids and teens develop healthy saving habits
- Kids Club open to all children 12 and under who become LMCU members
- Teen club is open to ages 13-17
- And more benefits!
Credit Cards
A credit card from LMCU can earn you more with every purchase. Get our Max Rewards VISA and earn points or cash toward travel or merchandise.
Max Rewards Visa ›
CASH OR POINTS
- 3% cash back on gas purchases (up to $500 per month) or three Reward Points per dollar spent on gas purchases
- 2% cash back on all grocery purchases (unlimited) or two Reward Points per dollar spent on all grocery purchases
- 2% cash back on restaurants (Max Rewards Visa Signature only, unlimited) or two Reward Points per dollar spent on restaurant purchases
- And more benefits!
Investments
If you like the money you earn with our checking and savings accounts, you’re going to love our approach to investing. We offer investment options and sound financial advice like a big brokerage, but with the care and caution of a friendly, local credit union.
Certificates of Deposit (CDs) ›
- Variety of term lengths from 3 to 60 months
- Cannot lose value unless withdrawn before term end
- $500 minimum balance
- And more benefits!
Max Savings ›
- Earn up to 2.00% on balances over $250,000
- No minimum deposit
- Deposits are Federally insured, up to $250,000
- And more benefits!
IRA Money Market Savings ›
- Traditional or Roth plans available
- Can be established under a Certificate of Deposit or Insured Money Management Account
- Contributions are usually tax deductible
- And more benefits!
Money Market Accounts ›
- Earns investment interest at market rates
- Interest accrues daily, is paid monthly
- And more benefits!