Kym Citera

Kym Citera

About Kym Citera

Many years ago, I was a realtor. I understood how valuable a great loan officer could be to any home buyer – someone to run them through all the steps, pre-approvals, document signings, and to be willing to take calls in the evening or on weekends. I longed for that kind of loan officer for my clients.

I’ve since crossed over to the finance side….and have become that loan officer.

Whether you’re a first time home buyer or seasoned homeowner, count on me to get things done quickly and efficiently. No matter how you like to communicate – phone calls, personal meetings, or tech-based messaging like email, texts or video conferencing – I’ll adjust to your preferences.

For purchase, refinance, or a new dream home build, LMCU’s unsurpassed selection of mortgage products give me the tools needed to precisely craft the right financing for your specific needs.

I want to be your loan officer for life.


Rates Comparison

Description Rate APR* Points
4.500%
4.586%
0.375
4.375%
4.477%
0.250
3.875%
4.022%
0.375
3.625%
4.863%
0.500
3.750%
4.713%
0.500
3.875%
4.616%
0.500
4.250%
5.019%
0.250
4.250%
5.061%
0.250

Rates as of 02/19/19. *APR = Annual Percentage Rate. Rates subject to change. Your rate may be different depending on your credit profile and home value. All above captioned APR’S reflect a minimum of 5% down payment. Other mortgage programs available, please contact a loan officer at 1-800-242-9790, option 1 for details.