Refer a Friend3.00% APY* Max Checking
for life's little extras
You could earn nearly $450 extra every year* with Max Checking. That's like 180 extra cups of coffee with an extra special someone.
Plus, with no monthly fees,** no minimum balance required, and no hassle opening your account, that extra spending cash will pile up faster than the leaves in your yard.
A Little Extra Goes A Long Way
Information as of 11/12/24 and gathered via competitor websites based on zip code 49546. Approximate interest earned and monthly fee based on a $15,000 balance at standard rates and do not include potential overdraft/returned item fees.
Features
- 3.00% APY on balances of up to $15,000.00
- No minimum balance required
- No monthly fees**
- Up to $10/month reimbursement for non-LMCU and non-Allpoint ATMs
- Monthly requirements apply to earn interest
*APY = Annual Percentage Yield. Rate as of 01/22/25 and subject to change after account opening. $5 membership required. No minimum balance required. Monthly requirements must occur by 8:00 p.m. ET on the last day of the month. Purchases do not include ATM transactions. Credit or Debit card purchase requirements are based on purchase preference. Interest not paid on balances over $15,000. Interest not paid if requirements are not met. Nearly $450 is earned at 3.00% APY on balances of $15,000.00. Fees may reduce earnings. **Overdraft/returned item fees may apply.
Max Checking is named the best checking account for high interest
Monthly Requirements
To earn the most on a 3.00% Max Checking account, follow these requirements.
- Direct deposit or ACH deposit into Max Checking
- Minimum of 10 posted debit or credit card purchases
- Minimum of 4 logins to online or mobile banking
- Enrolled in eStatements
Check Your Status
- In the mobile app, go to Account Info > Max Checking Status
- In online banking, go to Quick Links > Max Checking Status
- Make sure your transactions clear within the calendar month in order to qualify
- Credit purchases clear within 24 hours and debit transactions take up to 72 hours
LMCU Anywhere
With LMCU Anywhere, you can bank…well…anywhere. All you need is a cell phone or tablet, and you’ve got the capabilities of a branch in the palm of your hand.
55,000+ ATMs worldwide
Free access to LMCU ATMs and the 55,000 ATMs on Allpoint's worldwide network.
Deposit checks on the go
Free mobile check deposit, anytime and anywhere, when you use the app.
Easy online bill payment
Pay bills directly from your checking account instead of mailing payments.