Refer a FriendAuto Loans
Pay less and get on the road (or water) faster.
Whether you want to finance a new family car or finally get that boat you've been dreaming of, we can help. We provide auto loans that have a variety of term lengths and highly competitive new and used car loan rates.
LMCU Auto Loan Features
- Available for new and used vehicles
- Finance cars, trucks, vans, motorcycles, watercraft, ATVs, and RVs
- Refinancing options available
- Highly competitive new and used auto loan rates
- Variety of term lengths
- No prepayment penalties
- Credit life and credit disability insurance as well as Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage (MRC) programs available. Learn more.
Compare Auto Loan Rates
Shop for a Vehicle
Shop for your next vehicle with one of our preferred auto dealers, and request LMCU financing on the showroom floor.
Search NowAuto Loan FAQs
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How do I apply for a car loan at Lake Michigan Credit Union?
Applying for an auto loan with LMCU is simple! At any time, you can apply online or call us at (844) 301-8899 to apply over the phone. You can also schedule an in-person, virtual, or phone appointment to begin the application process. To apply, you'll need your driver's license or state-issued ID, and Social Security number.
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Can I get pre-qualified for my car loan?
LMCU does offer auto loan pre-approval. Even if you're still looking for your dream car, you can still start the application process over the phone, online, or in-person.
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Can I refinance my auto loan with Lake Michigan Credit Union?
Yes, we offer competitive rates on auto loan refinancing options, whether your current loan is with us or another provider.
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Why should I finance my car loan with a credit union?
Credit union auto loans tend to have lower interest rates and fewer fees than banks and dealerships. Check out Lake Michigan Credit Union's auto loan rates here.
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How much will my monthly car payment be?
Your monthly auto loan payment depends on several factors, including vehicle purchase price, down payment, interest rate, and the loan term. To estimate your monthly payment, use our auto loan calculator.