Financial Calculators

Our calculators are a great tool for educating yourself about a variety of financial topics. Choose from one of the categories below to get started!

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Auto

Should I lease or purchase an auto?

Auto purchase: Loan versus 0% dealer financing?

What would my auto payments be?

Should I upgrade to a more fuel efficient vehicle?

Auto loan: Accelerated payoff?

How much vehicle can I afford?

Should I refinance my auto loan at a lower rate?

How much can I lower my monthly payment with a new auto loan?

Budgeting

How does inflation impact my standard of living?

How much am I spending?

How much do I need for emergencies?

Should I pay down debt or invest my monthly surplus?

Should my spouse enter the work force?

What is my current cash flow?

What is my current net worth?

What is my projected cash flow?

What is my projected net worth?

What is the value of reducing, postponing or foregoing expenses?

How long will my money last with systematic withdrawals?

Historical inflation – Compare purchasing power

Balance My Checkbook

Credit Card

How long will it take to pay off my credit card(s)?

Should I transfer my credit card balances?

Debt Management

Do I have too much debt?

How long until my loan is paid off?

Restructuring debts for accelerated payoff?

Should I consolidate my personal debt into a new loan?

Should I pay off debt or invest?

What is the balance on my loan?

What is the impact of making extra payments on my debt?

What would my loan payments be?

Which is better: Cash up front or payments over time?

Home

Adjustable rate mortgage calculator

Compare a ‘no-cost’ vs. traditional mortgage

Comparing mortgage terms (i.e., 15,20,30 year)

How do closing costs impact the interest rate?

How much can I borrow from my home equity (HELOC)?

How much house can I afford?

Loan comparision calculator

Mortgage Calculator

Should I convert to a bi-weekly payment schedule?

Should I pay discount points for a lower interest rate?

Should I refinance my mortgage?

Should I rent or buy a home?

What are the tax savings generated by my mortgage?

Which is better: Fixed or adjustable-rate mortgage?

Life Insurance

Compare a taxable investment to a tax-deferred annuity

How long will my current life insurance proceeds last?

How much disability income insurance do i need?

How much will I earn in my lifetime?

What are my chances of becoming disabled?

How much life insurance do I need?

What are my long-term care insurance needs?

What are my needs for burial and final expenses?

What is my life expectancy?

What is the future value of an annuity?

Which is better, comprehensive plan or high-deductible plan with HSA?

Retirement

Are my current retirement savings sufficient?

Compare a Roth 401(k) to a Traditional 401(k)?

How does inflation impact my retirement income needs?

How much retirement income may my 401(k) provide?

How much will I need to save for retirement?

How will retirement impact my living expenses?

I’m retired, how long will my savings last?

Should I convert discretionary expenses to savings?

Social security retirement income estimator

When should I begin saving for retirement?