Security

Lake Michigan Credit Union uses the latest available technology which encrypts or disguises all information during your LMCU Online Banking session (This does not apply to regular email. Please do not send personal information in email correspondence with Lake Michigan Credit Union. E-Mail is not a secure transmission process).


Secure Sockets Layer

Security has always been a concern when transmitting sensitive information across the Internet. Before financial institutions could make online services available, infrastructure was designed to keep data safe while it was transmitted from a personal computer to an institution’s server.

Secure Sockets Layer (SSL) encryption technology emerged as the industry standard for securing data while it travels across the Internet. SSL is used worldwide in online stores, credit unions, banks, and on all other Web sites where information from an individual needs to be kept confidential.

What are the three most important services SSL provides?

  • Confidentiality: 
    • Your information is confidential through the encryption or scrambling process.
  • Integrity:
    • If someone were to intercept your LMCU account information, it would not decrypt properly.
  • Authentication:
    • Lake Michigan Credit Union has been certified with one or more secure certificates from Entrust to communicate with you, the member, with SSL technology. Digital certificates act as a digital ID that users or computers are authentic. These certificates are utilized to add security to our Home Banking and our Online Membership Application.