Terms & Conditions
Please read these terms and conditions carefully. They are intended to constitute a binding agreement that conditions your
use of this web site By accessing and using this web site, you agree to be bound by the terms and conditions below. If you
do not agree to the terms and conditions below, do not access this web site If after reading these terms and conditions you
remain at this web site, or return thereafter, you agree to be bound by this agreement.
License Permissions and Use Restrictions:
This site is intended for use by members of Lake Michigan Credit Union. You are granted a nonexclusive, revocable license
to copy or print one unaltered permanent copy of site materials for your personal use - noncommercial use only. No permission
is given to print, copy reproduce, distribute, publicly display, perform, publish, transmit, upload, download, store, license,
create derivative works from, alter or modify materials, transfer or sell anything obtained from this site. You agree that you
will not use (or allow others to use) the site or any information contained on it for any wrongful, unauthorized or unlawful
purposes. You also agree to indemnify and hold us and our affiliates harmless from and against any loss, damage or expense
(including but not limited to attorney's fees) incurred because of any such use.
Disclaimer of Warranties:
Information available on this site is produced by Lake Michigan Credit Union or is acquired from third-party information.
The information and materials contained as part of this web site are provided on an "as is" and "as available"
basis, without any warranties whatsoever about the nature or content (either when posted or as a result of the passage of time)
of any material at this web site, and without any representations or guarantees. All express and implied warranties are expressly
excluded and disclaimed, including, but not limited to, any implied warranties of merchantability, fitness for a particular purpose,
title and non-infringement.
Lake Michigan Credit Union does not warrant the accuracy, adequacy or completeness of this information and materials, and it expressly
disclaims liability for errors or omissions in this information and materials. In addition, Lake Michigan Credit Union makes no
representations, warranties or guarantees that this web site will be secure, accessible continuously and without interruption or
error free. To the extent that you might otherwise believe that any warranties, guarantees or representations have been made to you,
you hereby agree that such statements, whether made orally or in writing, are to be construed as merely non-binding expressions of policy
rather than affirmative representations, obligations, guarantees or warranties. In the event of any conflict between this section and
other terms and provisions of this agreement, this section shall be construed to take precedence.
Limitation of Liability:
In order to provide you with this service, Lake Michigan Credit Union is unable to accept liability for any conduct, acts or
omissions at this web site or any losses you may incur. In no event shall Lake Michigan Credit Union be liable for any damages
(including without limitation any direct, indirect, special, incidental, or consequential damages), losses or expenses that
arise in connection with the web site, the use of the web site, or the inability of anyone to use the web site, or for any
claims by any third parties. Lake Michigan Credit Union shall also not be liable for any damages, losses or expenses that
arise in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission,
or computer or system failure. Lake Michigan Credit Union shall not be liable for such damages, losses or expenses even
though it or its representatives are advised of the possibility of such damages, losses or expenses.
Lake Michigan Credit Union provides hyperlinks as a convenience to you and has no control over the content posted at these web sites,
nor does Lake Michigan Credit Union make any representation as to the content of these web sites Hyperlinks to other internet
resources are to be used by you at your own risk. The content, accuracy, opinions expressed and other links provided by these resources
may not be investigated, verified, or monitored by Lake Michigan Credit Union, and such links are not endorsed by Lake Michigan Credit
Union unless otherwise specifically stated. If you believe that Lake Michigan Credit Union has provided a hyperlink to a site that
contains infringing or illegal content or which makes available cracker tools or other circumvention devices, we ask you to notify
Lake Michigan Credit Union so that we may evaluate whether to disable it.
All information submitted to you via this web site may be used by Lake Michigan Credit Union in any manner that complies with
applicable laws and regulations, and the policies of Lake Michigan Credit Union.
Original material which Lake Michigan Credit Union posts on this web site is protected by intellectual property laws. You
are hereby granted a non-exclusive license to use this web site You are also granted a limited license to print a copy of
content posted at this web site, but only for your personal use. Except as expressly provided herein, all rights are
reserved. Among other things, except to the extent required for the limited purpose of reviewing material on the Lake Michigan
Credit Union web site, electronic reproduction, adaptation, distribution, performance or display is prohibited. Commercial use
of any of the content of this web site is strictly prohibited. You may not display this web site in frames (or any of the content
via links) without Lake Michigan Credit Union's express written permission.
Lake Michigan Credit Union or a third party vendor owns the copyright to the pages and the screens displaying the pages that
appear on the web site
Trademarks and Service marks:
Lake Michigan Credit Union or a third party vendor owns the trademark and service mark rights in marks contained in the web site pages.
Good Samaritan, third party content policy:
It is the policy of Lake Michigan Credit Union not to tolerate any acts of intellectual property infringement or violations of U.S.
Law or to allow any child pornography or obscene or defamatory material to be posted at this web site Lake Michigan Credit Union
will do its best, in good faith, to remove, disable or restrict access to or the availability of material that, in its subjective
view, is infringing, racist, obscene, obscene as to minors, child pornography, lewd, lascivious, filthy, excessively violent,
harassing, or otherwise objectionable. The provisions of this section are intended to implement this policy but are not intended
to impose a contractual obligation on Lake Michigan Credit Union to undertake, or refrain from undertaking, any particular course
Unsolicited Email, Spamming & Spoofing:
You may not use this web site to transmit unsolicited e-mail. You may not send unsolicited e-mail to this web site or to
anyone whose e-mail address includes the domain name used on this web site You may not use the Lake Michigan Credit Union
domain name as a pseudonymous return e-mail address for any communications which you transmit from another location or
through another service. You may not pretend to be someone else, or spoof another's identity when using this web site.
You may not use this web site to transmit unsolicited e-mail. You may not send unsolicited e-mail to this web site or to anyone
whose e-mail address includes the domain name used on this web site You may not use the Lake Michigan Credit Union domain name
as a pseudonymous return e-mail address for any communications which you transmit from another location or through another
service. You may not pretend to be someone else, or spoof another's identity when using this web site.
If any portion of this agreement is ruled invalid or otherwise unenforceable, it shall be deemed amended in order to achieve as
closely as possible the same effect as originally drafted. Any invalid or unenforceable portion shall be construed as narrowly
as possible in order to give effect to as much of the agreement as possible.