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Scenarios based on a Purchase transaction with 780 credit score, 20% down payment, a debt-to-income ratio of less than 40%, and automatic payments from an LMCU Checking account. Rates and fees may vary and are based on credit history, down payment, property type, and other factors associated with your loan application. Loans with less than 20% down payment may require Private Mortgage Insurance. Rates are subject to change without notice based on market changes. Rates are based on a 30 day lock.
Scenarios based on a Rate and Term Refinance transaction with 780 credit score, 20% down payment, a debt-to-income ratio of less than 40%, and automatic payments from an LMCU Checking account. Rates and fees may vary and are based on credit history, down payment, property type, and other factors associated with your loan application. Loans with less than 20% down payment may require Private Mortgage Insurance. Rates are subject to change without notice based on market changes. Rates are based on a 60 day lock.