Maximize your LMCU membership with these quick wins.

At LMCU, there are so many ways to win.

Are you maximizing your LMCU membership? Our top-earning members take advantage of everything we offer, including: 

  • Easy wins that accelerate your everyday banking 
  • Products that earn more monthly  
  • Tools that help you feel confident year-round 

Scroll down and click around to see for yourself — you might be surprised at just how much LMCU can do for you! 

5-minute wins

Enroll in Online Banking & download our mobile app

With our comprehensive digital banking experience, you can manage your money more easily and access it from anywhere. 

Set up Direct Deposit

Save time depositing paychecks and keep your accounts topped off automatically. This way, you can also be sure you’re earning as much interest as possible on any checking or savings accounts. 

Sign up for eStatements

Not only will you save paper, but getting your account statements delivered electronically also makes it easier to access important account info. You’ll get your annual tax documents faster, too. 

Everyday wins

Get a Max Checking account

At 4.00% APY,* you could earn nearly $600 extra each year. That’s 57x more than the average bank’s checking account!** 

Turn on Auto Pay

Take a load — and your loans — off your mind by streamlining monthly payments. 

Earn even more interest

Once you’ve earned interest from Max Checking, you can move it over to a high-yield Max Savings account or a certificate of deposit (CD) to earn even more on your earnings. 

Bigger wins

Get a Max Rewards VISA

Earn 3% cash back on gas, 2% on groceries and dining, and 1% on everything else*** — then connect it to your Max Checking account to earn 4.00% APY while you’re at it. 

See Details

Consolidate debt

Got a lot of high-interest debt? Pay it off using a lower-interest home equity loan or our Prime Platinum VISA, which has one of the country’s lowest credit card interest rates. 

See Details

Try Wallet Wisdom Insights

Discover sneaky subscriptions, handy calculators, budgeting tools, personalized money-saving tips, and more, all built into Online Banking and our mobile app! 

Wallet Wisdom Insights

Want help maximizing your membership?

Head to a branch near you. One of our local experts would be happy to walk you through any of the LMCU wins above. 

Find a Branch
Disclosures

*APY = Annual Percentage Yield. Rate as of 11/01/26 and subject to change after account opening. 4.00% APY is earned on balances $15,000 and below, some requirements apply. Interest not paid on balances over $15,000. Nearly $600 is earned at 4.00% APY on balances of $15,000. Fees may reduce earnings. $5 membership required if not a member. **NerdWallet, October 2026. ***Percentage cash back based on per dollar spent. 3% cash back on gas and EV charging capped at $500 per month and then 1% after maximum is reached. 2% cash back on groceries is unlimited. 2% on dining is unlimited (Max Rewards Visa Signature only). 1% on all other purchases is unlimited.