Customer receiving a shopping bag from a retail associate at a checkout counter.
Customer receiving a shopping bag from a retail associate at a checkout counter.
LMCU Credit Cards

Better credit cards, better rates, better rewards.

Need a cash back credit card that rewards everyday spending? Or one with a low rate? We’ve got you covered. 

Apply Now Schedule an Appointment
A smiling, young couple enjoys a cozy dining moment in a modern restaurant.

Earn more on everyday spending.

Our Max Rewards Visa is a great fit for earning cash back on the things you're already buying. 

You’ll earn 3% cash back on gas and EV charging, 2% on groceries and dining, and 1% on everything else.1 

Think of it as your daily driver that funds tomorrow’s purchases. 

Explore Max Rewards
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Keep interest low and flexibility high.

As one the lowest-interest credit cards in the country, our Prime Platinum Visa is the best choice if you're planning to carry a balance, make larger purchases, consolidate debt, or plan for the future. 

Think of it as a Swiss army knife for your financial goals. 

Explore Prime Platinum

Two cards. One credit union that’s got your back.

Both of our credit cards offer free, 24/7, zero-liability fraud protection. But if you’re looking for a more detailed comparison between Max Rewards and Prime Platinum, look no further. 

Compare Cards
Earn cash back with Max Rewards
As low as
13.50
%
APR
Apply Now
Enjoy low rates with Prime Platinum
As low as
9.75
%
APR
Apply Now
Disclosures

Max Rewards: Rate as of 9/10/2026. Rates are variable and subject to change after account opening. Lowest rate featured based on credit score of 760. Rates can range from 13.50% - 18.00% APR, dependent on evaluation of credit history. Contact LMCU for details. Cash advance fee: 3% of cash advance. International transaction fee: 1% of transaction. Late payment fee up to $25. Subject to credit approval and income qualification.

Prime Platinum: Rate as of 9/10/2026. Rates are variable and subject to change after account opening. Lowest rate featured based on credit score of 760. Rates can range from 9.75% - 18.00% APR, dependent on evaluation of credit history. Contact LMCU for details. Cash advance fee: 3% of cash advance. International transaction fee: 1% of transaction. Late payment fee up to $25. Subject to credit approval and income qualification.

LMCU Visa Credit Card Agreement and Disclosures

LMCU Visa Credit Card Finance Addendum

Percentage cash back based on per dollar spent. 3% cash back on gas and EV charging capped at $500 per month and then 1% after maximum is reached. 2% cash back on groceries is unlimited. 2% on dining is unlimited (Max Rewards Visa Signature only). 1% on all other purchases is unlimited.