About Lake Michigan Credit Union

We’re proud of our past, thrilled with our present, and couldn’t be more excited about our future.

Now in our 85th year, Lake Michigan Credit Union has become one of the largest credit unions in the country as well as Michigan’s leading mortgage provider. With over 60 branch offices and nearly 100 ATMs, fully 1-in-6 residents in West Michigan has a financial relationship with LMCU.

We aren’t better because we’re big. We’re big because we’re better.

As a credit union, LMCU is a not-for-profit institution, owned by its members. We have no corporate stock holders. We are accountable directly to our members, and they directly share in our success – benefitting from lower and fewer fees, better savings and checking interest rates, lower cost mortgages and a host of other advantages that simply don’t exist at traditional banks.

Among all credit unions nationally with over $3 billion in assets, we rank #1 in asset growth and #1 in Return of Member, with an amazing 99.53% rate.

National endorsements

With our steady growth in strength and stature, national ratings services have taken notice. Bauer Financial Group awarded us with their coveted 5-Star rating for financial safety and soundness. Weiss Ratings gives us an A+ for excellent financial strength. We’ve also earned a spot among the National Best and Brightest Companies to Work For.

Our core philosophy.

It’s always been about doing what’s best and right for our members. It guides everything we do. From friendly, knowledgeable tellers who greet you by name, to offering stellar value at every turn, LMCU works for its members. We are proud to be a catalyst for growth in Michigan and beyond, offering a comprehensive suite of financial products and services, as well as the very latest in online and mobile banking technologies.

Come join us!

We’ve grown in ways none of us could have imagined back in 1933. And much of that success is due to positive, inspiring “word of mouth.” Just ask your friends and neighbors about us to find out why you'll love banking here!

Become a Member


Sandy Jelinski
Lake Michigan Credit Union