Checking Accounts

With our checking accounts, LESS is MORE.

A lot of banks seem to have a fee for everything. Fortunately, we’re not a bank. We want to help you pay less, so we provide our members with a free debit/ATM card, free online banking and mobile banking, direct deposit with free automatic transfers, and unlimited check writing. Less interest, less in fees β€” and a lot less hassle.

Not only do we want to help you pay less for checking services, we want to help you earn more. Which is why Money magazine called our 3% Max Checking account, β€œThe Best Checking Account in America.” So whether you’re opening your first account to help make the most of your hard-earned dollars or looking for an account that grows with your investments, we have the perfect account for you.


Side-by-Side Comparison

Account Earns
Interest
Min. Daily
Balance
Monthly Usage
Requirements
Free Online &
Mobile Banking
Max Checking ›
yes
yes
yes
Free Checking ›
yes
Investor Checking ›
yes
yes
yes

Fees may reduce earnings. Rates current as of 09/23/18 and are subject to change.


Rates Comparison

Account Dividend Rate (Interest) APY*
Max Checking Account - $1 - $14,999*
2.96%
3.00%
Max Checking Account - $15,000+
0.00%
0.00%
Free Checking Account
0.00%
0.00%
Investors Checking Account - $2,500 - $4,999
0.25%
0.25%
Investors Checking Account - $5,000 - $24,999
0.25%
0.25%
Investors Checking Account - $25,000 +
0.35%
0.35%
Advantage 50 Checking
0.25%
0.25%

Rates as of 09/23/18. *APY = Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change. Some requirements apply. $5 minimum to open a membership.


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