Refer a FriendChecking Accounts
More perks. Fewer fees. Less hassle.
Checking should be simple. That's why we offer complimentary debit/ATM cards, online and mobile banking,† direct deposits, and access to over 55,000 ATMs worldwide.
It's easy to compare accounts and find the best checking account for you.
Most Popular!
Max Checking ›
Earn up to
4.00%APY*
- 4.00% APY on balances of up to $15,000.00
- No minimum balance required
- No monthly fees**
- And more benefits!
Free Checking ›
NO FEES
- Free debit card and free LMCU ATM use
- Free starter checks
- Free online banking †
- And more benefits!
Investor Checking ›
Earn up to
0.20%APY*
- Save more, earn more with tiered interest rates
- Interest computed daily, paid monthly
- Access to free online and mobile banking †
- And more benefits!
Advantage 50 Checking ›
Earn up to
0.25%APY*
- Specially designed for members 50 and older
- Free—No monthly maintenance or per check charges.
- No minimum balance required to open account or earn interest
- And more benefits!
Side-by-Side Comparison
| Account |
Earns
Interest |
Min. Daily
Balance |
Monthly Usage
Requirements |
Free Online &
Mobile Banking† |
|---|---|---|---|---|
| Max Checking › |
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| Free Checking › |
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| Investor Checking › |
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| Advantage 50 Checking › |
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Fees may reduce earnings. Rates current as of 06/05/26 and are subject to change. †Third party internet/mobile/data fees may apply.