Direct Deposit

The safest and easiest way to have your paycheck, pension payment, dividends, social security check, etc. deposited directly into your account at Lake Michigan Credit Union. When you use Direct Deposit, you authorize your employer (or paying institution) to electronically transfer funds into your LMCU account.


  • No driving to a branch or ATM
  • No waiting in line to deposit your paycheck
  • Free Online Bill Pay service*

How to sign up:

Obtain forms from your employer and provide your account information. You will likely need your account and routing number. Our routing number is: 272480678. You can locate your account number on a personal check, inside online banking in the other services maintenance category or by calling the number below.


Call (800) 242-9790

More Resources

For further help, contact us below or check out the Help Center where you can find helpful videos, frequently asked questions, and other information on a variety of topics.

Help Center


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