SmartMove℠ Mortgage
Experts & Heroes1 do so much for our communities. The least we can do is lower their down payments.
What is a SmartMove℠ Mortgage?
As low as 0-1% down
SmartMove offers low down payments2 and $800 toward closing costs2 to Experts and Heroes.1
Appreciating experts
CPAs, CFAs, PhDs, Architects, Certified Mortgage Bankers, and Designated Actuaries.
Here’s to heroes
Teachers, Firefighters, Police, Nurses, Veterans, Military personnel, EMTs, and Paramedics.
FAQs
SmartMove Mortgage is a specialty home loan program designed to thank Community Experts and Heroes1 by offering low down payment options, reduced costs, and competitive rates.
CPAs, CFAs, PhDs, Architects, Certified Mortgage Bankers, and Designated Actuaries.
Teachers, Firefighters, Police, Nurses, Veterans, Military personnel, EMTs, and Paramedics.
At least one borrower must currently be employed full-time in designated expert professions, employed part-time in designated hero professions listed, or a military personnel or veteran.
Our SmartMove Mortgage applies to new purchase primary residences only.
No, borrowers may not own any existing real estate at the time of closing.
Save even more with LMCU’s Max Mortgage discount!
Buying a home? Start here.
Connect with one of our local mortgage experts. They’re ready to answer any homebuying questions you may have with a smile and an extra mile.
The home of all your homeownership needs.
Disclosures
Community experts and heroes include Educators, First Responders, Medical, Military, Government, CPAs, CFAs, PhDs, Architects, Certified Mortgage Bankers and Designated Actuaries. Designated actuaries are as follows: ACAS, FCAS, ASA, FSA, MAAA, MSPA, and FSPA.
For well qualified borrowers. The interest on the portion of the loan that exceeds the value of the dwelling is not tax deductible. Please consult your tax advisor.
To receive MaxMortgage discount, mortgage payment must be an automatic payment that comes from an LMCU checking account with an ACH deposit. Some programs may not be eligible, discuss with your mortgage loan officer for further details.
