Remote Deposit Capture

The easiest way to deposit checks

Time is money, so spend less time depositing money by using your scanner or phone to deposit checks quickly.

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Deposit checks, without checking to see if we’re open

Remote Deposit Capture makes it easy to deposit checks without fitting a branch trip into your busy schedule. Access funds faster by scanning checks from wherever you are.

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Remotely deposit

Use a scanner or mobile device to deposit checks, wherever business happens.

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Speed up cash flow

Deposit funds and access them sooner, to keep business moving. Extend your ability to make deposits beyond branch hours.

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Stay in control

Track deposits, view activity, and manage deposit reports with our Business Plus Online Banking system.

How Remote Deposit Capture works

Scan or snap

Use a desktop scanner or your phone’s camera to capture the front and back of each check.

Send it securely

Images transmit to LMCU over an encrypted connection inside your online banking.

We process it

Deposits made before 7 p.m. ET are typically processed the same or next business day.

Track and reconcile

Review deposit history and pull reporting whenever you need it.

Remote Deposit Capture FAQs

Remote Deposit Capture allows your business to deposit checks electronically by scanning them with a scanner or phone and securely transmit the images to your LMCU account.

You can scan and deposit checks at any time and will often be processed the same business day. Cut-off times will apply.

Your account will come with a daily deposit limit, but we will work with you to choose a customized daily limit that fits your needs. Get in touch with our Treasury Management team to set up Remote Deposit Capture and find a limit that’s right for you.

Just in case of transaction errors, we recommend that you retain your original hard-copy checks for a minimum of 90 days. After that, you can dispose of them by shredding, or using another secure method.

Your business is in good company.

Our business members love working with us, because we’re committed to helping businesses across the communities we serve grow more, do more, and create more jobs.