Online Banking, for always-on businesses
Choose between Business Online Banking for everyday business banking needs, or Business Plus for advanced Treasury Management solutions.1
Leave the company car parked and fit everyday banking in between meetings
Business Online Banking simplifies account access, payments, transfers, and statements, while Business Plus adds ACH, RDC, reporting, and wire origination.2
Use Bill Pay and transfers to manage vendor payments, recurring expenses, and everyday cash flow, all in one place. This way, your business stays organized as money moves in and out with a clear paper(less) trail.
Review balances, transactions, statements, credit card details, and loan information, so you can stay connected to your business’s day-to-day financials without needing to hop between tools.
As your business scales, move to Business Plus to access:
- ACH
- Remote deposit capture
- Positive Pay to help review and verify payments
- Wire origination
All through a more advanced Treasury Management platform.
Compare the tools of the trade
Take a closer look at how Business Online Banking differs from Business Plus, to find out which is right for your business’s needs.
| Feature |
Business Online Banking |
Business Plus |
|
|---|---|---|---|
| Feature | |||
| Best for businesses that need | Everyday account access, payments, and transfers | Everyday banking plus advanced payments, dashboards and reporting, permissions, and cash management tools | |
| Manage accounts and activity | Balances, statements, loans, and cards | Balances, statements, loans, and cards | |
| Use mobile banking | Mobile app access | Mobile app access | |
| Manage payments and deposits | Bill Pay, RDC, and transfers | Bill Pay, transfers, ACH, RDC, and wires | |
| Use dashboards and reporting | Not included | Dashboards and centralized reporting | |
| Share access with your team | Available, but limited | Available with robust options | |
| Manage multiple entities | Not included | One login for multiple entities (offered to treasury members only) | |
| Manage advanced cash flow needs | Not included | Target Balance Sweep and Zero Balance Accounts | |
| Fraud protection | Positive Pay | Positive Pay | |
Keep cash flowing
Use Bill Pay and transfers to manage vendor payments, recurring expenses, and everyday cash movement.
Take account of your accounts
See balances, statements, credit card details, and loan information, all at once.
Add advanced tools
Move to Business Plus for ACH, RDC, Positive Pay, more advanced Treasury Management needs.
We’d love to be your business’s best financial friend.
Online Business Banking is just the beginning. Explore our other business banking services, like checking, savings, loans, and Treasury Management services that can support your business as it grows.
Business Online Banking FAQs
If your business mainly needs everyday access to your accounts and basic services like withdrawals and transfers, Business Online Banking is likely the simple solution you’re looking for.
If you need more advanced tools for paying employees, managing your cash flow, and preventing fraud, leveling up to Business Plus could be right for you.
Click here to enroll in Business Online Banking and get started.
We’d be happy to learn more about your business banking needs to help choose the service that’s right for you and your needs. Visit an LMCU branch near you to get started.
Your bottom line is our top priority.
Disclosures
$30.00 monthly maintenance fee, waived on average monthly balances $20,000 and over.
