Credit Union Perks

Your membership comes with the best kind of fine print.

Beyond all the great rates, accounts, and cards available to you at LMCU, you should also be aware of the many extras that come with membership. That’s what this page is about.

LMCU members walking on a suburban sidewalk on a sunny day.

The perks, bennies, and add-ons you may not know you have.

Most of them come standard, like the rewards, offers, money know-how — and a credit union that reinvests in your neighborhood. Read on.

The basics. But better.

The accounts, rates, and rewards that work quietly in the background to make your money go further.

Your fun clause.

Ticket discounts, contests, local events, and more. Your LMCU membership has an “all-access” side, and it shows up all the time.

Extra Credit

LMCU’s Wallet Wisdom brings articles, courses, and tools together in one place, so money questions get easier, not scarier.

More surprises and delights.

Every LMCU membership helps fund a bevy of local programs: scholarships, schools, food banks, neighborhoods, and more. Here's where that shows up.

Your membership goes beyond banking

Being an LMCU member means having access to resources that support your financial well-being at every stage of life. Through Lake Michigan Insurance Agency (LMIA), members can explore personal insurance, business coverage, and employee benefits designed to help protect the people, property, and plans they've worked hard to build. LMIA helps simplify the insurance process by shopping multiple carriers on your behalf and helping you find the right balance of coverage, value, and peace of mind.

Good things are better shared

Now you know the perks. If you know someone who'd love them too, encourage them to become a member alongside you. It takes minutes to join.

Questions About Member Perks?

Quick answers on how LMCU member benefits work and where to find them.

They’re more than discounts. LMCU's credit union perks can include rewards, special offers, contests and events, money know-how, personalized insights, business benefits, and ways your membership supports local communities.

Most perks are open to every LMCU member. A few offers, events, contests, or partner resources come with their own eligibility rules, so check the details on each one for availability, timing, and next steps.

Log in to online or mobile banking and look for My Offers. If you're eligible, you'll see offers and pre-approvals built around your own relationship with LMCU.

We offer fraud education, account security guidance, and resources to help you spot scams, protect your personal information, and bank with more confidence. Visit the Security Center or contact us directly for hands-on help.

Yes. As an LMCU Ballpark partner, members get exclusive ticket perks and event access tied to the West Michigan Whitecaps partnership, plus everyday rewards that build the more you bank with us.

Log in to online banking and look under Services in the main menu. Your MORE score reflects your accounts and activity with LMCU. It's also what determines your relationship level and the perks that come with it.

Just in Case

Membership can also connect you to trusted partners for insurance and protection, should you ever need them.

Disclosures

All featured LMCU members were compensated for their time.

Overdraft/returned item fees may apply. Fees may reduce earnings. Rates are subject to change after account opening.