When your wealth outgrows the basics.
Some problems are good. Like when your finances outgrow standard banking. Premier Banking is built for this.
One Banker. Always.
One dedicated banker who knows your goals, your context, and your full financial portfolio.
Wealth Expertise.
Decades managing complex financial situations. That depth works for you every time you call.
Exclusive Benefits.
Product discounts and premium perks reserved for Premier members. Your banker has the details.
Tailored banking. Tailored advice.
Banks answer to shareholders. LMCU answers to you. What a bank pays out in dividends, we put back into better rates and a more personal experience. Premier Banking goes further: you get a dedicated banker who works for you, not a quarterly report. That's not a perk. That's just how a credit union is built.
What's included in Premier Banking.
Most banks keep your checking, business, insurance, and investments in separate rooms. Premier Banking puts them all at the same table — with one dedicated banker who knows how every piece connects.
Premier Checking
Checking with more built in. Because a relationship account should actually act like one.
Loans & Credit Cards
Lending and credit options with a banker who already knows your full financial picture.
Premier Insurance
Personal insurance options, guided by someone who understands what you're protecting and why.
Premier Business Banking
Business checking for owners who want a real banking partner, not just an account number.
Premier Banking qualifications
Premier Banking is open to members with $250,000 on deposit and a net worth of $1,000,000; or $250,000 annual income and a net worth of $1,000,000. Net worth waived for Premier Professionals in their first five years: attorneys, CPAs, physicians, and financial advisors. A Premier Banker can confirm your eligibility.
Questions about Premier Banking?
A few common questions about qualifications, what premier banking means, and how to get started with LMCU.
Premier Banking is available to LMCU members who meet one of the following:
- $250,000 on deposit with LMCU and a verifiable net worth of $1,000,000
- $250,000 in annual household income and a verifiable net worth of $1,000,000
The net worth requirement is waived for Premier Professionals who have been in their chosen career for fewer than five years. This includes attorneys, Certified Public Accountants, doctors (D.D.S., D.O., M.D.), and Financial Advisors.
Premier Banking is a relationship-focused banking experience for members who want more than a standard account. Think of it as a dedicated layer of support that sits above everyday banking — a Premier Banker who knows your name, understands your situation, and can help you connect the right tools to the right goals.
It's not private banking. And it's not just a better checking account. It's the kind of personalized banking that used to feel reserved for big-bank clients with big-bank minimums.
The best first step is a conversation. Connect with a Premier Banker — they'll walk through eligibility, answer your questions, and help you figure out what makes sense for your situation. No paperwork to start. No commitment required. Just a real conversation with someone who has one job: helping you.
Ready to get started with Premier Banking?
Tell a Premier Banker where you are and what you're working toward. The conversation takes minutes. The relationship tends to last a lot longer.
