Premier Banking

More interest. Less song and dance.

Earn 4.00% APY1 with LMCU Premier Checking: no minimum balance, no monthly fees, and your transaction requirement waived as a Premier member. 

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Topping "best high-yield checking" lists is one thing. Coming with a dedicated banker is another.

Many premium checking accounts come with a checklist: direct deposits, minimum balances, monthly hoops. Premier Checking has one job: Earn more for you. No conditions required.

Earn 4.00% APY

4.00% APY on balances up to $15,000, plus a preferred rate above that. Your money, working. 

 

No monthly fees

No minimum balance. No monthly fees.2 The money you earn in this account stays in this account. 

 

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Built for daily use

Unlimited check writing, free Online Bill Pay, and digital banking. Every everyday thing, covered. 

One call. One person. Done.

With Premier Banking, you're not explaining yourself to whoever picks up. You have a dedicated LMCU banker who already knows your situation and handles what needs handling. Someone who thinks a few moves ahead, so you don't have to. That's not a feature. That's just a better way to bank. 

 

Disclosures

Rates may change after account opening. This APY is accurate as of 9/11/2026. Interest is paid on balances over $15,000 at rate of 0.40%. Fees may reduce earnings. Some requirements apply.

Overdraft/returned item fees may apply.