We make complex business simpler
From better cash flow to foiling fraud, we can help your business maximize both efficiency and returns.
Stay focused on what counts
In business, saving time and brainpower are priceless. That’s why we’ve designed Treasury Management tools and services to help you streamline payments, improve visibility, and protect your assets.
Get paid faster
Shorten the gap between making a sale and having the money. These solutions speed up everything coming into your business.
Move money with more control
Send, receive, and position funds on purpose — automatically, and without the manual transfers and paperwork.
Protect what you’ve built
Fraud, theft, and disputed deals all cost real money. These solutions put controls between your accounts and the risk.
Your business is in good company.
Our business members love working with us, because we’re committed to helping businesses across the communities we serve grow more, do more, and create more jobs.
5-star rating for financial strength and stability
BauerFinancial, May 2026
"Partnering with LMCU has undoubtedly supported our business growth.”
– Susan Im, Founder, President, and Attorney at ImLaw, PC
Disclosures
ImLaw, PC is an LMCU member and was not compensated for their endorsement.
Treasury Management FAQs
At LMCU, Treasury Management refers to a suite of services designed to help businesses manage cash flow, process payments, and reduce financial risk. These solutions improve efficiency, enhance visibility, and support better day-to-day financial control across your business.
We offer a number of services designed to help your business collect payments faster, automate disbursements, manage liquidity, and protect against fraud. These include:
- ACH Collection & Payables
- Send and receive payments without worrying about checks
- Remote Deposit Capture
- Deposit checks, from wherever you are
- Positive Pay Solutions
- Foil check & ACH fraud before it happens
- Merchant Services
- Accept more payments, in more places
- Lockbox
- Let us securely process your payments
- Safepoint Vault Services
- Keep your money — and your team — safer
- Business Wire Origination
- Send money faster, domestically or internationally
- Escrow Management
- Simplify and secure complex business deals
- Zero Balance Account
- Centralize your money where it counts
- Target Balance Sweep
- Balance liquidity with interest to maximize returns
Treasury solutions help accelerate incoming payments, automate outgoing payments, and make sure your funds get the highest possible returns across your accounts. This makes your cash flow more predictable, while offering more actionable insight into your financial position.
Yes, once you’re managing multiple accounts, payments, and risks become more complex, Treasury Management solutions can help you maintain control, improve efficiency, and support continued growth.
In addition to improving your month-to-month earnings, Treasury Management solutions also include fraud prevention tools — like Positive Pay — that monitor transactions, detect suspicious activity, and give you control over payment approvals.
The right solutions depend on your business’s size, transaction volume, and operational needs. An experienced member of our Treasury Management team would be happy to review your workflows and recommend a customized mix of services that can improve efficiency, reduce risk, and support your goals.
