If it moves you, we finance it.
Competitive rates on cars, trucks, RVs, boats, and aircraft. New, used, or refinance. We've got it covered.
Why borrow with LMCU?
Many lenders bury their best rates in the fine print. At LMCU, what you see is what you get: competitive rates, flexible terms on cars, trucks, RVs, and boats, no prepayment penalties, and a 500+ dealer network already in your corner. Apply online, get a fast decision. Less idling. More moving.
Rates for every kind of ride. Plus a few that fly.
Compare current rates on auto loans, RV loans, and boat loans, or see what refinancing your existing car loan could save you. Credit union vehicle loan rates are built for members, not shareholders.
Cars & Trucks
Competitive auto loan rates, flexible terms, and real people to help.
Rates effective as of 9/10/2026 and subject to change. Rates shown are for well qualified borrowers. Actual rates may vary based on credit history, loan purpose, amount, loan-to-value, term, and vehicle year. The lowest advertised rate for auto loans includes a 0.25% discount for borrowers who set up Auto Pay at loan closing and finance a 2019 or newer vehicle with a term of 66 months or less. Estimated monthly payment at 5.74% APR for 66 months is $17.71 per $1,000 borrowed. Auto pay is optional and does not affect credit approval. All loans subject to credit and income qualification.
RVs
Proven RV financing for motorhomes, campers, fifth wheels, and towables. New, used, or refi. We've got you.
Rates as of 9/10/2026 and subject to change. Rates shown are for well qualified borrowers. Actual rates may vary based on credit history, loan purpose, amount, loan-to-value, term, and vehicle year. Featured RV rate applies to eligible recreational vehicles with model years 2006 and newer for a term of 84 months. Estimated monthly payment is $15.09 per $1,000 borrowed at 6.99% for 84 months. All loans subject to credit and income qualification.
Boats
Flexible financing, fast approvals, and convenient closings to help you get on the water sooner.
Rates as of 9/10/2026 and subject to change. Rates shown are for well qualified borrowers. Actual rates may vary based on credit history, loan purpose, amount, loan-to-value, term, and vehicle year. Featured RV rate applies to eligible vehicles with model years 2006 and newer for a term of 84 months. Estimated monthly payment is $15.09 per $1,000 borrowed at 6.99% for 84 months. All loans subject to credit and income qualification.
Aircraft Loans
Aircraft financing has its own language, and LMCU is fluent. Through NAFCO, our aircraft lending arm, we finance pistons, twins, turboprops, jets, vintage aircraft, and experimentals. The application is 100% digital, decisions are typically made within 24–hours, and closing can happen in a few business days.
