Be adventurous with your RV. Not your financing.
Proven RV financing for motorhomes, campers, fifth wheels, and towables. New, used, or refi. We've got it covered.
You bring the rig. We'll build the loan.
Whether you're eyeing a Class A diesel, a Super C, a fifth wheel, or a pop-up camper, LMCU RV loans are built for the full spectrum. Fast approvals, competitive rates, flexible terms.
Fast approvals
Quick decisions and funding to help you hit the road sooner.
All RV types welcome
Motorhomes (all classes), fifth wheels, travel trailers, campers. New or used, leave it to us.
Refinance options
Have an RV loan somewhere else? We may be able to help you lower your payment or simplify it.
A few more things worth knowing.
No prepayment penalties — pay it off early, keep every dollar of savings. Optional protection like GAP and credit life and disability coverage available (learn more). Refinancing? We're worth a conversation.
See what fits your budget. Numbers first, dealership second.
Run the numbers before you walk onto the lot. Our calculators help you estimate payments and think through what you can comfortably afford.
Good questions. Here are some answers.
From Class A motorhomes to pop-up campers, here's what most people want to know before they apply for RV financing.
Pretty much the whole campground. Our RV loans cover new and used motorhomes — Class A, B, C, and Super C — plus all towables: travel trailers, fifth wheels, pop-up and truck campers, teardrops, and toy haulers. Camper loans, fifth wheel financing, the works. If you're not sure whether your RV qualifies, just ask.
A down payment isn't always required for RV financing, but putting money down often works in your favor. A larger down payment can lower your monthly payment, reduce the total amount financed, and strengthen your loan-to-value position. Think of it like packing lighter — you move faster and more comfortably.
Applying for a credit union RV loan is simpler than the pre-trip checklist. You can apply online, call us at (844) 301-8899, or schedule an in-person, virtual, or phone appointment. Getting RV loan preapproval before you shop can help you know your budget before you set foot on the lot. Have your driver's license and Social Security number handy and we'll take it from there.
Yes — and it's worth finding out if you should. RV refinancing may help you lower your payment, improve your rv loan rates, or move your loan to LMCU for a simpler experience. Cash recapture options may also be available. A quick conversation with our team can tell you whether it makes sense.
Whether you're financing a brand-new Class A or a used RV loan on a fifth wheel, we look at dealer pricing, market guides, and the RV's age, condition, and features — the same factors any practical buyer would consider. It's a straightforward process, and if something's unusual about the RV you're financing, we'll just talk it through.
Everything you need for the road ahead.
Disclosures
Rates as of 9/10/2026 and subject to change. Rates shown are for well qualified borrowers. Actual rates may vary based on credit history, loan purpose, amount, loan-to-value, term, and vehicle year. Featured RV rate applies to eligible recreational vehicles with model years 2006 and newer for a term of 84 months. Estimated monthly payment is $15.09 per $1,000 borrowed at 6.99% for 84 months. All loans subject to credit and income qualification.
