LMCU + NAFCO. Lending that speaks aviation.
You find your plane. We'll clear you for financing.
Fast decisions
Apply online. Credit decision typically within 24–48 hours. Close in days, not weeks.
Broad eligibility
Piston, twin, turboprop, jet, vintage, experimental. New, used, or refi — we've got you.
Aviation expertise
Thirty years of aviation financing. Not a side hustle. A core operation.
The whole application is digital and takes just a few minutes. Credit decisions typically come back within 24–48 hours. Pre-approved? We'll walk you through every aircraft-specific document you'll need to close.
Once you're pre-approved, our team handles the documentation side: title, insurance, and all the aviation-specific details that trip people up with other lenders. We've done this thousands of times. Others haven't. That's exactly why we're here.
We keep the process moving. Once we have the aircraft information we need, closing can happen in a few business days. No unnecessary back-and-forth. Just a clean runway from application to ownership.
What can you finance?
Pistons, twins, turboprops, jets, vintage aircraft, and experimentals. New purchases and aircraft refinancing are both on the table. Not sure your aircraft qualifies? Request a quote. We'll tell you straight.
Questions before takeoff? We've got answers.
From eligibility to closing day, here's what most pilots want to know before they apply for aircraft financing.
Faster than you might expect. Once your application and documentation are in, a credit decision can typically come back within 24–48 hours. After approval, closing can happen in a few business days — depending on how quickly the aircraft-specific paperwork comes together. The goal is to get you in the air, not keep you on the ground.
To get started, you'll typically only need basic personal financial information. As things move forward, additional aircraft-specific documents may come into play — title work, insurance, that sort of thing. Not sure what to pull together? Request a quote and our team will walk you through it.
NAFCO finances piston singles, twin-engine aircraft, turboprops, jets, vintage aircraft, and experimentals. Have a specific make or model in mind? Just ask — our team has seen most of them.
Yes — and it's worth finding out if you should. Aircraft refinancing may help you land a better rate, adjust your loan structure, or simplify your monthly payment. Options depend on the aircraft, remaining balance, and borrower qualifications. Request a quote to see what's possible.
It varies based on loan purpose, aircraft type, and your financial profile. For some personal-use aircraft loans, down payments may start around 15%. Final requirements depend on the full transaction details — request a quote and we'll give you a real answer.
Yes. Full/in-motion insurance coverage is required, bound and effective as of the loan funding date, with a lien holder endorsement. The coverage amount is tied to your loan amount — the full balance needs to be covered after breach of warranty. Questions about what that means for your specific aircraft? Contact our team before you apply.
