We make expensing it less expensive
Office supplies. Last-minute tools. Travel and meals. Earn 2% cash back on all of it, while simplifying spending.
Simple rewards, for smarter business spending
Looking for a good business deal? Our Business Credit Card offers a straightforward way to manage expenses while earning 2% cash back. That’s a win–win in our eyes. And your wallet.
Earn rewards
We make everyday business spending rewarding, without tracking categories or rotating offers.
Manage expenses
Keep your monthly spending organized with clear and easy transaction documentation.
More spending power
Access a credit line designed to support your day-to-day operations.
Ready to start earning cash back on every business purchase?
Business Credit Card FAQs
LMCU’s Business Credit Card earns 2% cash back on every purchase.
How this works in practice is that for each dollar you spend using your Business Credit Card, you’ll earn 2 points. These points can be redeemed through your LMCU account in Online Banking for merchandise, travel perks, and more — including cash back. Every 50 points you redeem is worth $1 in cash back.
Our Business Credit Card’s rates and fees (or lack thereof!) are designed to support your business’s cash flow. That means we offer:
- Rates as low as 16.75% APR*
- No balance transfer fees
- No annual fee
- No limit on authorized users
- A 25-day grace period for payments
Business Credit Cardholders can also enjoy:
- Free around-the-clock fraud protection
- Free online access for account management to view transactions, statement, or make a payment
Your bottom line is our top priority
Disclosures
Subject to credit approval and income qualification.
2% cash back rewards on all purchases.
APR = Annual Percentage Rate. Rates as of 9/10/2026. Rates are variable and subject to change after account opening. Lowest rate featured based on credit score of 760. Cash advance fee: 3% of cash advance. International transaction fee: 1% of transaction. Late payment fee up to $25. Subject to credit approval and income qualification. Other rates and terms available, contact us for more information. $5 membership required if not a member.
Rates are variable and subject to change after account opening.
No annual fee. No balance transfer fees.
No limit on authorized users.
25-day grace period for payments.
Free around-the-clock fraud protection.
