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Questions about Premier Banking?

A few common questions about qualifications, what premier banking means, and how to get started with LMCU.

Premier Banking is a relationship-focused banking experience for members who want more than a standard account. Think of it as a dedicated layer of support that sits above everyday banking — a Premier Banker who knows your name, understands your situation, and can help you connect the right tools to the right goals. 

It's not private banking. And it's not just a better checking account. It's the kind of personalized banking that used to feel reserved for big-bank clients with big-bank minimums. 

Premier Banking is available to LMCU members who meet one of the following: 

  • $250,000 on deposit with LMCU and a verifiable net worth of $1,000,000 
  • $250,000 in annual household income and a verifiable net worth of $1,000,000 

The net worth requirement is waived for Premier Professionals who have been in their chosen career for fewer than five years. This includes attorneys, Certified Public Accountants, doctors (D.D.S., D.O., M.D.), and Financial Advisors. 

The best first step is a conversation. Connect with a Premier Banker — they'll walk through eligibility, answer your questions, and help you figure out what makes sense for your situation. No paperwork to start. No commitment required. Just a real conversation with someone who has one job: helping you.