Merchant Services

E-commerce & point of sale business solutions

We’ll help you accept debit, creditdigital payments, and more, online or in store. 

Young African American student paying a coffee with his phone

Get more sales, in more places

From literal wallets to digital ones, your customers expect you to accept their payment method — and process it seamlessly. We'll help you iron out those seams, for a better checkout experience. 

Accept more payments

Process credit cards, debit cards, and digital payments in-store, online, or on the go.

Get paid faster

Keep cash flowing with efficient payment processing and faster settlement timelines.

Business person's hand gesturing to clipboard on office desk

Manage confidently

Track transactions and reduce risk with reporting, security, and fraud protection tools.

Customer taps a Max Rewards credit card on payment terminal at checkout.

However they want to pay

We’ll set you up to accept: 

  • Credit and debit cards, including EMV chip and tap to pay
  • Contactless payments and mobile wallets
  • Online payments through a secure gateway
  • In-person point of sale transactions 

Merchant Services FAQs

Merchant Services are the tools and technology your business uses to accept and process payments, whether that’s in-store, online, or on the go.  

At LMCU, we’ll help you set up payment processing, point of sale systems, and payment gateways that securely move funds from your customers’ accounts to your business account. 

Credit and debit cards, contactless and mobile wallet payments, online payments, mail and phone orders, and in-person point of sale transactions. See the full list above.

Yes. We will ensure your payment systems use industry-standard security measures, including encryption, tokenization, and PCI compliance, to protect your customers’ sensitive payment data and reduce the risk of fraud. 

Our team would be happy to help connect you and your team with the physical and digital infrastructure you need to accept more payments. Reach out today to get started. 

Your business is in good company.

Our business members love working with us, because we’re committed to helping businesses across the communities we serve grow more, do more, and create more jobs.

5-star rating for financial strength and stability 

BauerFinancial, May 2026

“LMCU’s got everything we need and the best customer service in the industry!” 

James, CEO at Dallas 1