Minnesota Life AD&D Insurance

Your membership comes with a safety net.

Eligible LMCU members can enroll for a complimentary AD&D benefit through Minnesota Life — a $2,000 value!

Enroll Now See All Member Perks
Multi-generational family in a backyard outdoor setting, eating together. The family is focusing on a young child that is being held by a female. Family is clapping.

What is AD&D insurance, exactly?

AD&D stands for Accidental Death and Dismemberment, a type of coverage that pays a benefit if you die or suffer a covered serious injury in an accident.1 It’s not life insurance, and it’s not health insurance. Think of it as a specific safety layer for accidents, offered here as a no-cost member benefit.2

Multi-generational family members are walking and talking with each other, in a fenced-in pasture, in front of a house with a front porch that is in the background.

Yes, this offer is real.

LMCU makes this no-cost AD&D benefit available through Minnesota Life Insurance Company to our eligible members. Optional additional coverage is also available at group rates if you’d like to explore more protection. 

Disclosures

Insurance products are not deposits, are not NCUA/NCUSIF insured, are not obligations of or guaranteed by Lake Michigan Credit Union, and may involve investment risk.

Coverage is subject to all policy terms, conditions, exclusions and limitations. Subject to underwriting requirements.