Member Perks

You get extra benefits, just for being an LMCU member! Get the most out of your Lake Michigan Credit Union membership and check out the many perks below. Check back frequently.

Shop for a Vehicle ›

Shop for a vehicle

Shop for your next vehicle with one of our preferred dealer partners while conveniently getting your auto financing at the same time.

West Michigan dealers available now with more locations coming soon!

LegalShield ›


Protect your family with affordable legal services.

Get help handling renter-landlord disputes, divorce proceedings, car accident fees and points and more.

Members receive a 25% discount for access to legal advice and local attorney representation for only $18.95/month.

AD&D Insurance ›

Minnesota Life Insurance

Members 18 and older can enroll to receive $2,000 complimentary Accidental Death and Dismemberment (AD&D) insurance coverage underwritten by Minnesota Life Insurance Company. Additional coverage can be purchased at group rates.

All questions regarding Minnesota Life’s policy should be addressed by Minnesota Life at (877) 309-6576. This includes questions regarding the cancellation of coverage. LMCU has no access to Minnesota Life’s records/files, and therefore cannot verify or cancel coverage.

TracFone ›


Save up to $360 per year on your wireless bill by switching to no-contract wireless.

BenefitHub ›


Save big on everyday purchases.

Your one source for significant savings... on everything! Travel, auto, electronics, insurance, local deals, apparel, education, entertainment, restaurants and health and fitness. Use referral code 8ZWXGB to create your account and start saving.