CDs are a set-it-and-forget-it kind of investment. You deposit funds for a set length of time, earning more interest than a savings account, and with no financial risk. But you won’t have access to your funds during that time, and early withdrawals are subject to a significant interest penalty. CDs are as safe as it gets.
CDs are great for extra funds you have on hand that you don’t expect to tap during the investment period. CDs can be rolled over at term’s end, or cashed out.
Cannot lose value unless withdrawn before term end
$500 minimum balance
Deposits are federally insured through NCUA, up to $250,000
Rates
05 Month CD VIP BONUS
4.55%APY*
Compare Rates
Highlighted fields are current specials.
Description
DIVIDEND RATE (INTEREST)
APY*
VIP Bonus Rate
VIP Bonus APY*
05 Month CD
4.218%
4.30%
4.458%
4.55%
05 Month IRA/HSA CD
4.218%
4.30%
4.458%
4.55%
03 Month CD
3.590%
3.65%
3.832%
3.90%
03 Month IRA/HSA CD
3.590%
3.65%
3.832%
3.90%
06 Month CD
3.590%
3.65%
3.832%
3.90%
06 Month IRA/HSA CD
3.590%
3.65%
3.832%
3.90%
07 Month CD
3.590%
3.65%
3.832%
3.90%
07 Month IRA/HSA CD
3.590%
3.65%
3.832%
3.90%
08 Month CD
3.590%
3.65%
3.832%
3.90%
08 Month IRA/HSA CD
3.590%
3.65%
3.832%
3.90%
09 Month CD
3.590%
3.65%
3.832%
3.90%
09 Month IRA/HSA CD
3.590%
3.65%
3.832%
3.90%
10 Month CD
3.590%
3.65%
3.832%
3.90%
10 Month IRA/HSA CD
3.590%
3.65%
3.832%
3.90%
11 Month CD
3.590%
3.65%
3.832%
3.90%
11 Month IRA/HSA CD
3.590%
3.65%
3.832%
3.90%
12 Month CD
3.445%
3.50%
3.687%
3.75%
12 Month IRA/HSA CD
3.445%
3.50%
3.687%
3.75%
13 Month CD
3.445%
3.50%
3.687%
3.75%
13 Month IRA/HSA CD
3.445%
3.50%
3.687%
3.75%
14 Month CD
3.445%
3.50%
3.687%
3.75%
14 Month IRA/HSA CD
3.445%
3.50%
3.687%
3.75%
15 Month CD
3.445%
3.50%
3.687%
3.75%
15 Month IRA/HSA CD
3.445%
3.50%
3.687%
3.75%
17 Month CD
3.445%
3.50%
3.687%
3.75%
17 Month IRA/HSA CD
3.445%
3.50%
3.687%
3.75%
18 Month CD
3.445%
3.50%
3.687%
3.75%
18 Month IRA/HSA CD
3.445%
3.50%
3.687%
3.75%
24 Month CD
3.203%
3.25%
3.445%
3.50%
24 Month IRA/HSA CD
3.203%
3.25%
3.445%
3.50%
25 Month CD
3.203%
3.25%
3.445%
3.50%
25 Month IRA/HSA CD
3.203%
3.25%
3.445%
3.50%
30 Month CD
3.203%
3.25%
3.445%
3.50%
30 Month IRA/HSA CD
3.203%
3.25%
3.445%
3.50%
36 Month CD
3.203%
3.25%
3.445%
3.50%
36 Month IRA/HSA CD
3.203%
3.25%
3.445%
3.50%
48 Month CD
3.203%
3.25%
3.445%
3.50%
48 Month IRA/HSA CD
3.203%
3.25%
3.445%
3.50%
60 Month CD
3.203%
3.25%
3.445%
3.50%
60 Month IRA/HSA CD
3.203%
3.25%
3.445%
3.50%
Rates as of 10/06/24 and subject to change. *APY = Annual Percentage Yield. Minimum balance to open a CD is $500. A penalty may be charged for earlier withdrawal of a fixed term certificate or IRA. Fees may reduce earnings. CD rates include .25% MORE VIP Relationship Reward Bonus.
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