At LMCU, we know that, as a small business owner, you wear a lot of hats: you have to stay on top of inventory, retain and hire staff, and purchase crucial equipment to keep things running smoothly.
That's why our local small business lending experts want to lighten your workload, by providing streamlined lending solutions for everything - all in one place. Our straightforward online application process makes it easy to apply, get approved, and receive funding, all without leaving your business.
Small Business Auto Loans
Finance reliable vehicles to keep your business moving.
Secure small business auto loans for cars, cargo vans, pickup trucks, or shuttle vans. Ideal for delivery services, mobile operations, and transportation businesses.
- Fast Approvals
- Competitive commercial lending rates
- Flexible terms for small business owners
Small Business Equipment & Machinery Loans
Power your operations with essential equipment financing.
Get funding for drones, landscaping tools, moving or farming equipment, semi-trucks, and box trucks. Perfect for growing businesses in construction, agriculture, and logistics.
- Small business equipment loans
- Expand capabilities with commercial lending solutions
- Tailored financing for your industry
Small Business Unsecured Term Loans
Flexible financing with no collateral required.
Support your business goals with unsecured small business loans - ideal for working capital, marketing, or expansion.
- No collateral needed
- Quick access to funds
- Trusted small business lender
Business Credit Card
Smart spending for everyday business needs.
Use your LMCU Business Credit Card for employee meals, travel, office supplies, and more-while earning 2% cash back on every purchase.
- Business credit card with rewards
- Simplified expense tracking
- Ideal for small business owners
FAQ
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What types of businesses can use these loans?
Our small business loans are available for-profit businesses such as sole proprietors, partnerships, limited liability companies, and corporations.
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Are these loans available for nonprofit organizations?
No, our small-business loan product suite is not available for nonprofits at this time.
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What loan amounts are available?
Our small business loans range from $5,000 to $100,000, based on the total aggregate across all small business lending products. Our Business Credit Card is available with credit limits up to $50,000, which is included in the aggregate limit for small business members.