Loans that power your small business
Upgrade old equipment, expand your capacity, replace critical machinery, and more with simpler financing.
Loans for doers, makers, and builders
Our Small Business Equipment & Machinery loans1 are ideal for construction, landscaping, agriculture, transportation, and other businesses looking to scale their output and take on more work.
Terms built for you
We work around your cash flow, so you can manage payments without interrupting operations.
Faster approvals
We’re local lenders without middlemen, helping you skip the wait and get approved faster.
Competitive rates
Pay less for your loan and keep more of your working capital.
Ready to get more done?
Small Business Equipment & Machinery Loan FAQs
Our Small Business Equipment & Machinery Loans can finance a wide range of new & used business purchases. Common uses include:
- Semi-trucks or box trucks
- Heavy machinery
- Landscaping equipment
- Agricultural tools
- Moving vehicles
- Specialized industry tools
Approval timelines vary on a loan-by-loan basis, but by working with local lender like us, you can enjoy overall faster, more responsive decision making — helping you move forward sooner without the wait times typical of bigger banks.
The equipment or machinery you’re financing typically serves as the collateral for your loan, which can reduce the need for additional assets.
Down payment requirements will vary based on your loan’s unique structure and your borrower qualifications, but we keep your options flexible to keep your upfront costs manageable.
Financing allows you to preserve your business’s cash flow, maintain liquidity, and invest in your business without the large upfront expense of a purchase.
Financing also helps you upgrade your equipment sooner, take on more work, and potentially generate revenue faster, all without disrupting your day-to-day operations.
Yes, we offer Small Business Equipment & Machinery Loans for both new and used purchases.
A Small Business Equipment & Machinery Loan could be ideal if your business needs essential equipment to:
- Grow or expand
- Scale operations
- Improve efficiency
- Stay competitive
All without incurring a large upfront cost.
If you’re still unsure. One of our expert local lenders would be happy to connect and talk through a financing plan that’s right for your business’s needs.
Your bottom line is our top priority.
Disclosures
Small business equipment loans available for drones, landscaping tools, moving equipment, farming equipment, semi-trucks, and box trucks. Subject to credit approval and income qualification. $5 membership required if not already a member.
