Auto Loans

LMCU Auto & RV Loans LMCU Auto & RV Loans
Shop with our preferred dealers

Pay less and get on the road (or water) faster.

Whether you want to finance a new family car or finally get that boat you've been dreaming of, we can help. We provide auto loans that have a variety of term lengths and highly competitive new and used car loan rates.

LMCU Auto Loan Features

  • Available for new and used vehicles
  • Finance cars, trucks, vans, motorcycles, watercraft, ATVs, and RVs
  • Refinancing options available
  • Highly competitive new and used auto loan rates
  • Variety of term lengths
  • No prepayment penalties
  • Credit life and credit disability insurance as well as Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage (MRC) programs available. Learn more.

Compare Auto Loan Rates

Description APR* (AS LOW AS)
Autos - New
5.74%
Autos - Used
5.74%

Put more down and save!

Additional discounts available based on loan-to-value (LTV) ratio - contact us to learn more!

*APR = Annual Percentage Rate. Rates effective as of 06/07/26 and subject to change. Rates shown are for well-qualified borrowers. Actual rates may vary based on credit history, loan purpose, amount, loan-to-value, term, and vehicle year. The lowest advertised rate for auto loans includes a 0.25% discount for borrowers who set up Auto Pay at loan closing and finance a 2019 or newer vehicle with a term of 66 months or less. Estimated monthly payment at 5.74% APR for 66 months is $17.71 per $1,000 borrowed. Auto pay is optional and does not affect credit approval. All loans subject to credit and income qualification. $5 membership required if not already a member.

Shop for a Vehicle

Shop for your next vehicle with one of our preferred auto dealers, and request LMCU financing on the showroom floor.

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Auto Loan FAQs

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