Banking Services

Banking that makes life easier

When we say you’ll love banking here, we mean it: manage your money, cards, and accounts with ease.

Man sitting on a chair in his living room using a laptop.

Prioritizing the services you use most

From moving money around while in the checkout line to clearing your paycheck ahead of happy hour and easing your bills after a rough month, we design our services for real-life banking needs.

Online Banking

Your hub for all things LMCU: check balances, transfer money, pay bills, and so much more. 

Mobile Banking

Manage your money, deposit checks, and stay connected: all in one place, from any place you go.

Direct Deposit

Get paid faster by directly depositing paychecks & benefits into your account.

Wire Transfer

Move money quickly and securely, domestically or internationally. 

Overdraft Protection

Avoid negative balances, missed payments, and fees by setting up safeguards against overdrafts. 

ATM Network

LMCU members can access 55,000+ surcharge-free ATMs worldwide. 

Reorder Checks

We make it easy to get more checks and make more payments. 

Appointment Scheduling

Need help with anything? We’re here for you. Schedule an online or in-person appointment.  

Manage your cards, simplify your payments, and protect your account.

Your bank should have your back — and be accessible from your back pocket. Explore how we help you pay more easily, protect your information, and stay ahead of the unexpected. 

Digital Wallet

Secure payments are only a tap away when you add eligible LMCU cards to your digital wallet. 

 

Debit Card PIN Reset

Reset your PIN to get your debit card back in action, ASAP. 

Help Center

Get answers and find resources for common questions about your accounts and services. 

MORE Rewards Program

Level up your LMCU membership and get rewarded for your everyday  banking!  

Skip-a-Payment

We get it: life happens. You may be eligible to skip a payment when you need extra flexibility. 

Loan Protection

Get coverage to support your loan payments and protect your finances when life changes. 

LifeLock

LMCU members can save 30% on their first year of LIfeLock’s identity protection tools & services. 

Wallet Wisdom Insights

Free in Online Banking, Wallet Wisdom Insights provides personalized tips and insights to help you manage your money.