Terms & Conditions

License Permissions and Use Restrictions

This site is intended for use by members of Lake Michigan Credit Union. You are granted a nonexclusive, revocable license to copy or print one unaltered permanent copy of site materials for your personal use – noncommercial use only. No permission is given to print, copy reproduce, distribute, publicly display, perform, publish, transmit, upload, download, store, license, create derivative works from, alter or modify materials, transfer or sell anything obtained from this site. You agree that you will not use (or allow others to use) the site or any information contained on it for any wrongful, unauthorized or unlawful purposes. You also agree to indemnify and hold us and our affiliates harmless from and against any loss, damage or expense (including but not limited to attorney’s fees) incurred because of any such use.

Disclaimer of Warranties

Information available on this site is produced by Lake Michigan Credit Union or is acquired from third-party information. The information and materials contained as part of this website are provided on an “as is” and “as available” basis, without any warranties whatsoever about the nature or content (either when posted or as a result of the passage of time) of any material at this website, and without any representations or guarantees. All express and implied warranties are expressly excluded and disclaimed, including, but not limited to, any implied warranties of merchantability, fitness for a particular purpose, title and non-infringement.

Lake Michigan Credit Union does not warrant the accuracy, adequacy or completeness of this information and materials, and it expressly disclaims liability for errors or omissions in this information and materials. In addition, Lake Michigan Credit Union makes no representations, warranties or guarantees that this website will be secure, accessible continuously and without interruption or error free. To the extent that you might otherwise believe that any warranties, guarantees or representations have been made to you, you hereby agree that such statements, whether made orally or in writing, are to be construed as merely non-binding expressions of policy rather than affirmative representations, obligations, guarantees or warranties. In the event of any conflict between this section and other terms and provisions of this agreement, this section shall be construed to take precedence.

Limitation of Liability

In order to provide you with this service, Lake Michigan Credit Union is unable to accept liability for any conduct, acts or omissions at this website or any losses you may incur. In no event shall Lake Michigan Credit Union be liable for any damages (including without limitation any direct, indirect, special, incidental, or consequential damages), losses or expenses that arise in connection with the website, the use of the website, or the inability of anyone to use the website, or for any claims by any third parties. Lake Michigan Credit Union shall also not be liable for any damages, losses or expenses that arise in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, or computer or system failure. Lake Michigan Credit Union shall not be liable for such damages, losses or expenses even though it or its representatives are advised of the possibility of such damages, losses or expenses.

Hyperlinks

Lake Michigan Credit Union provides hyperlinks as a convenience to you and has no control over the content posted at these websites, nor does Lake Michigan Credit Union make any representation as to the content of these websites Hyperlinks to other internet resources are to be used by you at your own risk. The content, accuracy, opinions expressed and other links provided by these resources may not be investigated, verified, or monitored by Lake Michigan Credit Union, and such links are not endorsed by Lake Michigan Credit Union unless otherwise specifically stated. If you believe that Lake Michigan Credit Union has provided a hyperlink to a site that contains infringing or illegal content or which makes available cracker tools or other circumvention devices, we ask you to notify Lake Michigan Credit Union so that we may evaluate whether to disable it.

Submissions

All information submitted to you via this website may be used by Lake Michigan Credit Union in any manner that complies with applicable laws and regulations, and the policies of Lake Michigan Credit Union.

Limited License

Original material which Lake Michigan Credit Union posts on this website is protected by intellectual property laws. You are hereby granted a non-exclusive license to use this website. You are also granted a limited license to print a copy of content posted at this website, but only for your personal use. Except as expressly provided herein, all rights are reserved. Among other things, except to the extent required for the limited purpose of reviewing material on the Lake Michigan Credit Union website, electronic reproduction, adaptation, distribution, performance or display is prohibited. Commercial use of any of the content of this website is strictly prohibited. You may not display this website in frames (or any of the content via links) without Lake Michigan Credit Union’s express written permission.

Copyright

Lake Michigan Credit Union or a third party vendor owns the copyright to the pages and the screens displaying the pages that appear on the website.

Trademarks and Service marks

Lake Michigan Credit Union or a third party vendor owns the trademark and service mark rights in marks contained in the website pages.

Good Samaritan, third party content policy

It is the policy of Lake Michigan Credit Union not to tolerate any acts of intellectual property infringement or violations of U.S. Law or to allow any child pornography or obscene or defamatory material to be posted at this website. Lake Michigan Credit Union will do its best, in good faith, to remove, disable or restrict access to or the availability of material that, in its subjective view, is infringing, racist, obscene, obscene as to minors, child pornography, lewd, lascivious, filthy, excessively violent, harassing, or otherwise objectionable. The provisions of this section are intended to implement this policy but are not intended to impose a contractual obligation on Lake Michigan Credit Union to undertake, or refrain from undertaking, any particular course of conduct.

Unsolicited Email, Spamming & Spoofing

You may not use this web site to transmit unsolicited e-mail. You may not send unsolicited e-mail to this web site or to anyone whose e-mail address includes the domain name used on this website. You may not use the Lake Michigan Credit Union domain name as a pseudonymous return e-mail address for any communications which you transmit from another location or through another service. You may not pretend to be someone else, or spoof another’s identity when using this web site.

No Waiver

You may not use this website to transmit unsolicited e-mail. You may not send unsolicited e-mail to this website or to anyone whose e-mail address includes the domain name used on this website. You may not use the Lake Michigan Credit Union domain name as a pseudonymous return e-mail address for any communications which you transmit from another location or through another service. You may not pretend to be someone else, or spoof another’s identity when using this website.

Construction

If any portion of this agreement is ruled invalid or otherwise unenforceable, it shall be deemed amended in order to achieve as closely as possible the same effect as originally drafted. Any invalid or unenforceable portion shall be construed as narrowly as possible in order to give effect to as much of the agreement as possible.