We all make mistakes.

If you are unable to qualify for a traditional checking account, LMCU has a solution for you. Our PayCard account comes with the convenience of a VISA PayCard- which works similar to a debit card. To see if you qualify for a general membership or to open a Pay Card account, complete a membership application or schedule an appointment today.


  • Choose to have your paycheck automatically deposit into your PayCard account
  • Make purchases using your PayCard and secure pin, just like a debit card
  • Receive monthly statements
  • Bank anywhere with mobile banking
  • More secure than carrying cash

$5 membership required to open the account. Automatic payment/withdrawals are not permitted. Additional fees apply, see Service Fees page.

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