Lake Michigan Credit Union provides overdraft protection via its Courtesy Pay program whereby checking account transactions may be approved over-and-above the available balance for certain types of items: checks, ACH withdrawals, in-branch withdrawals, scheduled bill payments, as well as ATM withdrawals and debit card transactions, per the member’s request.
Courtesy Pay Opt-in
Courtesy Pay for your ATM withdrawals and debit card purchases may not be covered and your transactions will be declined unless you opt-in to this service. To opt-in (or opt-out):
- Complete the form below and click submit
- Call LMCU Member Services at (800) 242-9790
- Visit any branch location
- View detailed information about Courtesy Pay Overdraft Protection and Your Account