Private Student Loan

The Smart Option Student Loan® from LMCU and Sallie Mae®

Spend more time learning and less time figuring out how to pay for it.

Selecting the right type of student loan to pay for college is a key part of making your career dreams a reality. We make the process of paying for college smooth and efficient. Our Smart Option Student Loan® is an ideal solution for college expenses not covered by scholarships and federal loan programs.

With three repayment options (deferred repayment, fixed repayment, and interest repayment) you can choose the best solution for your needs and financial situation.


  • Qualifying is easier when you apply with a creditworthy cosigner
  • 100% US-based Student Loan Specialists
  • Rates that reward credit-worthy borrowers
  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Interest rate reductions available

*We are compensated for the referral of Smart Option Student Loan customers.