HomeAssist Program*

Homeownership is possible.

The top hurdle for new homebuyers is the down payment. LMCU's HomeAssist program provides up to $10,000 in down payment and closing costs assistance (no repayment required!) to qualifying first-time homebuyers who:

  • Identify as Black, African American, Hispanic, and/or Latino
  • Intend to purchase a primary residence in Michigan or Florida
  • Have a household income at or below 120% of the local Area Median Income

This program operates on a first-come, first-serve basis and is only available while funds last. To learn more about HomeAssist, fill out the form below or contact Mario Leon at (616) 752-7636.

*The LMCU HomeAssist Down Payment Assistance program is available to first-time homebuyers applying through Lake Michigan Credit Union intending to purchase a primary residence in Michigan or Florida. Applicants must have a household income at or below 120% of the local Area Median Income and at least one applicant must identify as Black, African American, Hispanic, and/or Latino. Applicants will be assisted on a first-come, first-served basis until funds are exhausted. Additional fees may apply. Program subject to change.

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