First Time Home Buyer

If you can afford to rent, you can afford to buy!

With LMCU’s great low mortgage rates, you know you’ll always get the best deal. You can own your own walls for as little as 0 – 3% down*. Not sure if you’re ready yet? Talk to an LMCU mortgage loan officer to see if ownership makes sense for you.

Now is a great time to buy!
Are you a renter? Why not take your monthly payment and put it toward an asset that increases in value? Home ownership is an investment. Rent is simply an expense that returns nothing to you. If you can afford to rent, you can usually afford to own.

We’ll help you every step of the way
Talk to a home mortgage professional at Lake Michigan Credit Union. We’ll guide you through the process. You can even get pre-approved to show sellers you’re serious, giving you a negotiating edge over other buyers. Download our free first time homebuyer worksheet.

Ready? Apply now!
No matter where you’re at in the process, we’re here for you. LMCU is fully committed to making your home ownership dreams as simple and easy to understand as possible.

*For well-qualified buyers. The interest on the portion of the loan that exceeds the value of the dwelling is not tax deductible. Please consult your tax advisor.