3.00% Max Checking

3.00% Max Checking pays you nearly $450 extra every year. That's like 360 extra cups of coffee with an extra special someone.

Plus, with no monthly fees, no minimum balance required, and no hassle opening your account, that extra spending cash will pile up faster than the leaves in your yard.

A Little Extra Goes A Long Way

Financial Institution Account APY* Approximate Interest Earned Per Year Monthly Fee
LMCU Max Checking
Fifth Third Bank Preferred Checking
Chase Bank Sapphire Checking
Comerica Bank Premier Checking
Huntington Bank Perks Checking
Flagstar Bank SimplyMax

Information as of 8/8/2022 and gathered via competitor websites based on zip code 49546. Approximate interest earned and monthly fee based on a $15,000 balance.


  • 3.00% APY* on balances of up to $15,000
  • No minimum balance required
  • No monthly fees
  • Up to $10/month reimbursement for non-LMCU and non-Allpoint ATMs
*APY = Annual Percentage Yield. Rate as of 10/04/22 and subject to change after account opening. $5 membership required. No minimum balance required. Interest not paid on balances over $15,000. Fees may reduce earnings. Some requirements apply.

Star 1 Star 2 Star 3 Star 4 Star 5

Max Checking is rated one of the Best High-Yield Checking Accounts in the nation

- MagnifyMoney by Lending Tree, May 2021


To earn the most on a 3.00% Max Checking account, follow these requirements.

Check Your Status

LMCU Anywhere

With LMCU Anywhere, you can bank…well…anywhere. All you need is a cell phone or tablet, and you’ve got the capabilities of a branch in the palm of your hand.

55,000+ ATMs worldwide

Free access to LMCU ATMs and the 55,000 ATMs on Allpoint's worldwide network.

Learn more >

Deposit checks on the go

Free mobile check deposit, anytime and anywhere, when you use the app.

Learn more >

Easy online bill payment

Pay bills directly from your checking account instead of mailing payments.

Learn more >


Questions? We're here to help:

    Live Chat Now    Call (800) 242-9790

Email Us

* Required Fields