3.00% APY* Max Checking

You could earn nearly $450 extra every year with Max Checking. That's like 180 extra cups of coffee with an extra special someone.

Plus, with no monthly fees, no minimum balance required, and no hassle opening your account, that extra spending cash will pile up faster than the leaves in your yard.

A Little Extra Goes A Long Way

Financial Institution Account APY* Approximate Interest Earned Per Year Monthly Fee
LMCU Max Checking
Fifth Third Bank Preferred Checking
Chase Bank Sapphire Checking
Comerica Bank Premier Checking
Huntington Bank Perks Checking
Flagstar Bank Elite Checking

Information as of 05/20/24 and gathered via competitor websites based on zip code 49546. Approximate interest earned and monthly fee based on a $15,000 balance at standard rates and do not include potential overdraft/returned item fees.


  • 3.00% APY on balances of up to $15,000
  • No minimum balance required
  • No monthly fees**
  • Up to $10/month reimbursement for non-LMCU and non-Allpoint ATMs
  • Monthly requirements apply to earn interest

*APY = Annual Percentage Yield. Rate as of 07/19/24 and subject to change after account opening. $5 membership required. No minimum balance required. Monthly requirements must occur by 8:00 p.m. ET on the last day of the month. Purchases do not include ATM transactions. Credit or Debit card purchase requirements are based on purchase preference. Interest not paid on balances over $15,000. Interest not paid if requirements are not met. Fees may reduce earnings. **Overdraft/returned item fees may apply.

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Max Checking is named the best checking account for high interest

- Nerdwallet, January 2022

Monthly Requirements

To earn the most on a 3.00% Max Checking account, follow these requirements.

Check Your Status

LMCU Anywhere

With LMCU Anywhere, you can bank…well…anywhere. All you need is a cell phone or tablet, and you’ve got the capabilities of a branch in the palm of your hand.

55,000+ ATMs worldwide

Free access to LMCU ATMs and the 55,000 ATMs on Allpoint's worldwide network.

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Deposit checks on the go

Free mobile check deposit, anytime and anywhere, when you use the app.

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Easy online bill payment

Pay bills directly from your checking account instead of mailing payments.

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