Business Certificates of Deposit (CDs)

Invest in the future of your business.

Certificates of deposit, or CDs, are a great way to build your savings and achieve your business' longer-term goals. If you don't need immediate access to the funds, investing in a CD is a low-risk way to get competitive returns higher than most saving accounts. After the term of your CD is over, you can choose to keep growing your funds with a rollover or distribute them to another account.


Features

  • Fixed rate of interest paid over a set term
  • A variety of term lengths
  • Interest compounds monthly
  • $500 minimum deposit

Rates

11 Month CD VIP BONUS
3.75%APY*

Compare Rates

Highlighted fields are current specials.

Description DIVIDEND RATE (INTEREST) APY* VIP Bonus Rate VIP Bonus APY*
11 Month CD
3.445%
3.50%
3.687%
3.75%
11 Month IRA/HSA CD
3.445%
3.50%
3.687%
3.75%
18 Month CD
3.687%
3.75%
3.928%
4.00%
18 Month IRA/HSA CD
3.687%
3.75%
3.928%
4.00%
03 Month CD
3.105%
3.15%
3.348%
3.40%
03 Month IRA/HSA CD
3.105%
3.15%
3.348%
3.40%
05 Month CD
3.105%
3.15%
3.348%
3.40%
05 Month IRA/HSA CD
3.105%
3.15%
3.348%
3.40%
06 Month CD
3.105%
3.15%
3.348%
3.40%
06 Month IRA/HSA CD
3.105%
3.15%
3.348%
3.40%
07 Month CD
3.105%
3.15%
3.348%
3.40%
07 Month IRA/HSA CD
3.105%
3.15%
3.348%
3.40%
08 Month CD
3.105%
3.15%
3.348%
3.40%
08 Month IRA/HSA CD
3.105%
3.15%
3.348%
3.40%
09 Month CD
3.105%
3.15%
3.348%
3.40%
09 Month IRA/HSA CD
3.105%
3.15%
3.348%
3.40%
10 Month CD
3.105%
3.15%
3.348%
3.40%
10 Month IRA/HSA CD
3.105%
3.15%
3.348%
3.40%
12 Month CD
3.154%
3.20%
3.397%
3.45%
12 Month IRA/HSA CD
3.154%
3.20%
3.397%
3.45%
13 Month CD
3.154%
3.20%
3.397%
3.45%
13 Month IRA/HSA CD
3.154%
3.20%
3.397%
3.45%
14 Month CD
3.154%
3.20%
3.397%
3.45%
14 Month IRA/HSA CD
3.154%
3.20%
3.397%
3.45%
15 Month CD
3.154%
3.20%
3.397%
3.45%
15 Month IRA/HSA CD
3.154%
3.20%
3.397%
3.45%
17 Month CD
3.154%
3.20%
3.397%
3.45%
17 Month IRA/HSA CD
3.154%
3.20%
3.397%
3.45%
24 Month CD
3.203%
3.25%
3.445%
3.50%
24 Month IRA/HSA CD
3.203%
3.25%
3.445%
3.50%
25 Month CD
3.203%
3.25%
3.445%
3.50%
25 Month IRA/HSA CD
3.203%
3.25%
3.445%
3.50%
30 Month CD
3.203%
3.25%
3.445%
3.50%
30 Month IRA/HSA CD
3.203%
3.25%
3.445%
3.50%
36 Month CD
3.203%
3.25%
3.445%
3.50%
36 Month IRA/HSA CD
3.203%
3.25%
3.445%
3.50%
48 Month CD
3.251%
3.30%
3.494%
3.55%
48 Month IRA/HSA CD
3.251%
3.30%
3.494%
3.55%
60 Month CD
3.300%
3.35%
3.542%
3.60%
60 Month IRA/HSA CD
3.300%
3.35%
3.542%
3.60%

*APY = Annual Percentage Yield. Rates as of 02/09/25 and subject to change after account opening. CD rates include .25% MORE VIP Relationship Reward Bonus. $5 membership required. Minimum balance to open a CD is $500. A penalty may be charged for earlier withdrawal of a fixed term certificate or IRA. Fees may reduce earnings.

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