Credit Card & Loan Rates

Rates as of 06/21/26. *APR = Annual Percentage Rate. Rates are variable and subject to change after account opening. Lowest rate featured based on credit score of 760. Cash advance fee: 3% of cash advance. International transaction fee: 1% of transaction. Late payment fee up to $25. Subject to credit approval and income qualification. Other rates and terms available, contact us for more information. $5 membership required if not a member.

^*APR = Annual Percentage Rate. Rates as of 06/21/26 and subject to change. Rates shown are for well qualified borrowers. Actual rates may vary based on credit history, loan purpose, amount, loan-to-value, term, and vehicle year. The lowest advertised rate for auto loans includes a 0.25% discount for borrowers who set up Auto Pay at loan closing and finance a 2019 or newer vehicle with a term of 66 months or less. Estimated monthly payment at 5.74% APR for 66 months is $17.72 per $1,000 borrowed. Auto pay is optional and does not affect credit approval. Featured Boat and RV rates based on model years 1995 or newer and 60 month term. Estimated monthly payment at 6.49% APR for 60 months is $19.58 per $1,000 borrowed. Featured Personal Recreational Vehicle rate applies to 48 month term. Estimated monthly payment at 8.49% APR for 48 months is $24.66 per $1,000 borrowed. All loans subject to credit and income qualification. $5 membership required if not already a member.