Certificate of Deposit Rates

Highlighted fields are current specials.


Description DIVIDEND RATE (INTEREST) APY* VIP Bonus Rate VIP Bonus APY *
06 Month CD
4.698%
4.80%
4.937%
5.05%
06 Month IRA/HSA CD
4.698%
4.80%
4.937%
5.05%
12 Month CD
4.793%
4.90%
5.032%
5.15%
12 Month IRA/HSA CD
4.793%
4.90%
5.032%
5.15%
03 Month CD
4.650%
4.75%
4.889%
5.00%
03 Month IRA/HSA CD
4.650%
4.75%
4.889%
5.00%
05 Month CD
4.650%
4.75%
4.889%
5.00%
05 Month IRA/HSA CD
4.650%
4.75%
4.889%
5.00%
07 Month CD
4.650%
4.75%
4.889%
5.00%
07 Month IRA/HSA CD
4.650%
4.75%
4.889%
5.00%
08 Month CD
4.650%
4.75%
4.889%
5.00%
08 Month IRA/HSA CD
4.650%
4.75%
4.889%
5.00%
09 Month CD
4.650%
4.75%
4.889%
5.00%
09 Month IRA/HSA CD
4.650%
4.75%
4.889%
5.00%
10 Month CD
4.650%
4.75%
4.889%
5.00%
10 Month IRA/HSA CD
4.650%
4.75%
4.889%
5.00%
11 Month CD
4.650%
4.75%
4.889%
5.00%
11 Month IRA/HSA CD
4.650%
4.75%
4.889%
5.00%
13 Month CD
4.650%
4.75%
4.889%
5.00%
13 Month IRA/HSA CD
4.650%
4.75%
4.889%
5.00%
14 Month CD
4.650%
4.75%
4.889%
5.00%
14 Month IRA/HSA CD
4.650%
4.75%
4.889%
5.00%
15 Month CD
4.650%
4.75%
4.889%
5.00%
15 Month IRA/HSA CD
4.650%
4.75%
4.889%
5.00%
17 Month CD
4.650%
4.75%
4.889%
5.00%
17 Month IRA/HSA CD
4.650%
4.75%
4.889%
5.00%
18 Month CD
4.650%
4.75%
4.889%
5.00%
18 Month IRA/HSA CD
4.650%
4.75%
4.889%
5.00%
24 Month CD
2.716%
2.75%
2.960%
3.00%
24 Month IRA/HSA CD
2.716%
2.75%
2.960%
3.00%
25 Month CD
2.716%
2.75%
2.960%
3.00%
25 Month IRA/HSA CD
2.716%
2.75%
2.960%
3.00%
30 Month CD
2.862%
2.90%
3.105%
3.15%
30 Month IRA/HSA CD
2.862%
2.90%
3.105%
3.15%
36 Month CD
2.960%
3.00%
3.203%
3.25%
36 Month IRA/HSA CD
2.960%
3.00%
3.203%
3.25%
48 Month CD
3.203%
3.25%
3.445%
3.50%
48 Month IRA/HSA CD
3.203%
3.25%
3.445%
3.50%
60 Month CD
3.445%
3.50%
3.687%
3.75%
60 Month IRA/HSA CD
3.445%
3.50%
3.687%
3.75%

Rates as of 09/30/23. *APY = Annual Percentage Yield. Minimum balance to open a CD is $500. A penalty may be charged for earlier withdrawal of a fixed term certificate or IRA. Fees may reduce earnings. CD rates include .25% MORE VIP Relationship Reward Bonus.