Highlighted fields are current specials.
Description | DIVIDEND RATE (INTEREST) | APY* | VIP Bonus Rate | VIP Bonus APY * |
---|---|---|---|---|
06 Month CD |
4.698%
|
4.80%
|
4.937%
|
5.05%
|
06 Month IRA/HSA CD |
4.698%
|
4.80%
|
4.937%
|
5.05%
|
12 Month CD |
4.793%
|
4.90%
|
5.032%
|
5.15%
|
12 Month IRA/HSA CD |
4.793%
|
4.90%
|
5.032%
|
5.15%
|
03 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
03 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
05 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
05 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
07 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
07 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
08 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
08 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
09 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
09 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
10 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
10 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
11 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
11 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
13 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
13 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
14 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
14 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
15 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
15 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
17 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
17 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
18 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
18 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
24 Month CD |
2.716%
|
2.75%
|
2.960%
|
3.00%
|
24 Month IRA/HSA CD |
2.716%
|
2.75%
|
2.960%
|
3.00%
|
25 Month CD |
2.716%
|
2.75%
|
2.960%
|
3.00%
|
25 Month IRA/HSA CD |
2.716%
|
2.75%
|
2.960%
|
3.00%
|
30 Month CD |
2.862%
|
2.90%
|
3.105%
|
3.15%
|
30 Month IRA/HSA CD |
2.862%
|
2.90%
|
3.105%
|
3.15%
|
36 Month CD |
2.960%
|
3.00%
|
3.203%
|
3.25%
|
36 Month IRA/HSA CD |
2.960%
|
3.00%
|
3.203%
|
3.25%
|
48 Month CD |
3.203%
|
3.25%
|
3.445%
|
3.50%
|
48 Month IRA/HSA CD |
3.203%
|
3.25%
|
3.445%
|
3.50%
|
60 Month CD |
3.445%
|
3.50%
|
3.687%
|
3.75%
|
60 Month IRA/HSA CD |
3.445%
|
3.50%
|
3.687%
|
3.75%
|
Rates as of 09/30/23. *APY = Annual Percentage Yield. Minimum balance to open a CD is $500. A penalty may be charged for earlier withdrawal of a fixed term certificate or IRA. Fees may reduce earnings. CD rates include .25% MORE VIP Relationship Reward Bonus.