Highlighted fields are current specials.
| Description | DIVIDEND RATE (INTEREST) | APY* | VIP Bonus Rate | VIP Bonus APY * |
|---|---|---|---|---|
| 12 Month CD |
2.33%
|
2.35%
|
2.57%
|
2.60%
|
| 12 Month IRA/HSA CD |
2.33%
|
2.35%
|
2.57%
|
2.60%
|
| 18 Month CD |
2.47%
|
2.50%
|
2.72%
|
2.75%
|
| 18 Month IRA/HSA CD |
2.47%
|
2.50%
|
2.72%
|
2.75%
|
| 60 Month CD |
2.57%
|
2.60%
|
2.81%
|
2.85%
|
| 60 Month IRA/HSA CD |
2.57%
|
2.60%
|
2.81%
|
2.85%
|
| 03 Month CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 03 Month IRA/HSA CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 05 Month CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 05 Month IRA/HSA CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 06 Month CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 06 Month IRA/HSA CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 07 Month CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 07 Month IRA/HSA CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 08 Month CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 08 Month IRA/HSA CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 09 Month CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 09 Month IRA/HSA CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 10 Month CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 10 Month IRA/HSA CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 11 Month CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 11 Month IRA/HSA CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 13 Month CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 13 Month IRA/HSA CD |
0.05%
|
0.05%
|
0.30%
|
0.30%
|
| 14 Month CD |
0.15%
|
0.15%
|
0.40%
|
0.40%
|
| 14 Month IRA/HSA CD |
0.15%
|
0.15%
|
0.40%
|
0.40%
|
| 15 Month CD |
0.15%
|
0.15%
|
0.40%
|
0.40%
|
| 15 Month IRA/HSA CD |
0.15%
|
0.15%
|
0.40%
|
0.40%
|
| 17 Month CD |
0.25%
|
0.25%
|
0.50%
|
0.50%
|
| 17 Month IRA/HSA CD |
0.25%
|
0.25%
|
0.50%
|
0.50%
|
| 24 Month CD |
0.50%
|
0.50%
|
0.75%
|
0.75%
|
| 24 Month IRA/HSA CD |
0.50%
|
0.50%
|
0.75%
|
0.75%
|
| 25 Month CD |
0.50%
|
0.50%
|
0.75%
|
0.75%
|
| 25 Month IRA/HSA CD |
0.50%
|
0.50%
|
0.75%
|
0.75%
|
| 30 Month CD |
0.80%
|
0.80%
|
1.05%
|
1.05%
|
| 30 Month IRA/HSA CD |
0.80%
|
0.80%
|
1.05%
|
1.05%
|
| 36 Month CD |
1.05%
|
1.05%
|
1.29%
|
1.30%
|
| 36 Month IRA/HSA CD |
1.05%
|
1.05%
|
1.29%
|
1.30%
|
| 48 Month CD |
1.29%
|
1.30%
|
1.54%
|
1.55%
|
| 48 Month IRA/HSA CD |
1.29%
|
1.30%
|
1.54%
|
1.55%
|
Rates as of 01/22/19. *APY = Annual Percentage Yield. Minimum balance to open a CD is $500. CD rates include .25% MORE VIP Relationship Reward Bonus. Rates are subject to change. A penalty may be charged for early withdrawal of a fixed term certificate or IRA.