Highlighted fields are current specials.
| Description | DIVIDEND RATE (INTEREST) | APY* | VIP Bonus Rate | VIP Bonus APY * |
|---|---|---|---|---|
| 07 Month CD |
2.080%
|
2.10%
|
2.325%
|
2.35%
|
| 07 Month IRA/HSA CD |
2.080%
|
2.10%
|
2.325%
|
2.35%
|
| 18 Month CD |
2.325%
|
2.35%
|
2.570%
|
2.60%
|
| 18 Month IRA/HSA CD |
2.325%
|
2.35%
|
2.570%
|
2.60%
|
| 03 Month CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 03 Month IRA/HSA CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 05 Month CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 05 Month IRA/HSA CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 06 Month CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 06 Month IRA/HSA CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 08 Month CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 08 Month IRA/HSA CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 09 Month CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 09 Month IRA/HSA CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 10 Month CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 10 Month IRA/HSA CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 11 Month CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 11 Month IRA/HSA CD |
0.150%
|
0.15%
|
0.399%
|
0.40%
|
| 12 Month CD |
0.300%
|
0.30%
|
0.549%
|
0.55%
|
| 12 Month IRA/HSA CD |
0.300%
|
0.30%
|
0.549%
|
0.55%
|
| 13 Month CD |
0.449%
|
0.45%
|
0.698%
|
0.70%
|
| 13 Month IRA/HSA CD |
0.449%
|
0.45%
|
0.698%
|
0.70%
|
| 14 Month CD |
0.449%
|
0.45%
|
0.698%
|
0.70%
|
| 14 Month IRA/HSA CD |
0.449%
|
0.45%
|
0.698%
|
0.70%
|
| 15 Month CD |
0.449%
|
0.45%
|
0.698%
|
0.70%
|
| 15 Month IRA/HSA CD |
0.449%
|
0.45%
|
0.698%
|
0.70%
|
| 17 Month CD |
0.549%
|
0.55%
|
0.797%
|
0.80%
|
| 17 Month IRA/HSA CD |
0.549%
|
0.55%
|
0.797%
|
0.80%
|
| 24 Month CD |
0.995%
|
1.00%
|
1.243%
|
1.25%
|
| 24 Month IRA/HSA CD |
0.995%
|
1.00%
|
1.243%
|
1.25%
|
| 25 Month CD |
0.995%
|
1.00%
|
1.243%
|
1.25%
|
| 25 Month IRA/HSA CD |
0.995%
|
1.00%
|
1.243%
|
1.25%
|
| 30 Month CD |
1.094%
|
1.10%
|
1.342%
|
1.35%
|
| 30 Month IRA/HSA CD |
1.094%
|
1.10%
|
1.342%
|
1.35%
|
| 36 Month CD |
1.243%
|
1.25%
|
1.490%
|
1.50%
|
| 36 Month IRA/HSA CD |
1.243%
|
1.25%
|
1.490%
|
1.50%
|
| 48 Month CD |
1.490%
|
1.50%
|
1.736%
|
1.75%
|
| 48 Month IRA/HSA CD |
1.490%
|
1.50%
|
1.736%
|
1.75%
|
| 60 Month CD |
1.736%
|
1.75%
|
1.982%
|
2.00%
|
| 60 Month IRA/HSA CD |
1.736%
|
1.75%
|
1.982%
|
2.00%
|
Rates as of 09/30/22. *APY = Annual Percentage Yield. Minimum balance to open a CD is $500. A penalty may be charged for earlier withdrawal of a fixed term certificate or IRA. Fees may reduce earnings. CD rates include .25% MORE VIP Relationship Reward Bonus.