Highlighted fields are current specials.
| Description | DIVIDEND RATE (INTEREST) | APY* | VIP Bonus Rate | VIP Bonus APY * |
|---|---|---|---|---|
| 06 Month CD |
3.784%
|
3.85%
|
4.025%
|
4.10%
|
| 06 Month IRA/HSA CD |
3.784%
|
3.85%
|
4.025%
|
4.10%
|
| 12 Month CD |
4.169%
|
4.25%
|
4.410%
|
4.50%
|
| 12 Month IRA/HSA CD |
4.169%
|
4.25%
|
4.410%
|
4.50%
|
| 60 Month CD |
2.960%
|
3.00%
|
3.203%
|
3.25%
|
| 60 Month IRA/HSA CD |
2.960%
|
3.00%
|
3.203%
|
3.25%
|
| 03 Month CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 03 Month IRA/HSA CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 05 Month CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 05 Month IRA/HSA CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 07 Month CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 07 Month IRA/HSA CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 08 Month CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 08 Month IRA/HSA CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 09 Month CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 09 Month IRA/HSA CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 10 Month CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 10 Month IRA/HSA CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 11 Month CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 11 Month IRA/HSA CD |
0.399%
|
0.40%
|
0.648%
|
0.65%
|
| 13 Month CD |
0.698%
|
0.70%
|
0.946%
|
0.95%
|
| 13 Month IRA/HSA CD |
0.698%
|
0.70%
|
0.946%
|
0.95%
|
| 14 Month CD |
0.698%
|
0.70%
|
0.946%
|
0.95%
|
| 14 Month IRA/HSA CD |
0.698%
|
0.70%
|
0.946%
|
0.95%
|
| 15 Month CD |
0.698%
|
0.70%
|
0.946%
|
0.95%
|
| 15 Month IRA/HSA CD |
0.698%
|
0.70%
|
0.946%
|
0.95%
|
| 17 Month CD |
0.797%
|
0.80%
|
1.045%
|
1.05%
|
| 17 Month IRA/HSA CD |
0.797%
|
0.80%
|
1.045%
|
1.05%
|
| 18 Month CD |
0.797%
|
0.80%
|
1.045%
|
1.05%
|
| 18 Month IRA/HSA CD |
0.797%
|
0.80%
|
1.045%
|
1.05%
|
| 24 Month CD |
1.490%
|
1.50%
|
1.736%
|
1.75%
|
| 24 Month IRA/HSA CD |
1.490%
|
1.50%
|
1.736%
|
1.75%
|
| 25 Month CD |
1.490%
|
1.50%
|
1.736%
|
1.75%
|
| 25 Month IRA/HSA CD |
1.490%
|
1.50%
|
1.736%
|
1.75%
|
| 30 Month CD |
1.588%
|
1.60%
|
1.834%
|
1.85%
|
| 30 Month IRA/HSA CD |
1.588%
|
1.60%
|
1.834%
|
1.85%
|
| 36 Month CD |
1.736%
|
1.75%
|
1.982%
|
2.00%
|
| 36 Month IRA/HSA CD |
1.736%
|
1.75%
|
1.982%
|
2.00%
|
| 48 Month CD |
1.982%
|
2.00%
|
2.227%
|
2.25%
|
| 48 Month IRA/HSA CD |
1.982%
|
2.00%
|
2.227%
|
2.25%
|
Rates as of 03/31/23. *APY = Annual Percentage Yield. Minimum balance to open a CD is $500. A penalty may be charged for earlier withdrawal of a fixed term certificate or IRA. Fees may reduce earnings. CD rates include .25% MORE VIP Relationship Reward Bonus.