Highlighted fields are current specials.
| Description | DIVIDEND RATE (INTEREST) | APY* | VIP Bonus Rate | VIP Bonus APY * |
|---|---|---|---|---|
| 12 Month CD |
2.178%
|
2.200%
|
2.423%
|
2.450%
|
| 12 Month IRA/HSA CD |
2.178%
|
2.200%
|
2.423%
|
2.450%
|
| 18 Month CD |
2.374%
|
2.400%
|
2.618%
|
2.650%
|
| 18 Month IRA/HSA CD |
2.374%
|
2.400%
|
2.618%
|
2.650%
|
| 60 Month CD |
2.570%
|
2.600%
|
2.813%
|
2.850%
|
| 60 Month IRA/HSA CD |
2.570%
|
2.600%
|
2.813%
|
2.850%
|
| 03 Month CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 03 Month IRA/HSA CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 05 Month CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 05 Month IRA/HSA CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 06 Month CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 06 Month IRA/HSA CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 07 Month CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 07 Month IRA/HSA CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 08 Month CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 08 Month IRA/HSA CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 09 Month CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 09 Month IRA/HSA CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 10 Month CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 10 Month IRA/HSA CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 11 Month CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 11 Month IRA/HSA CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 13 Month CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 13 Month IRA/HSA CD |
0.050%
|
0.050%
|
0.300%
|
0.300%
|
| 14 Month CD |
0.150%
|
0.150%
|
0.399%
|
0.400%
|
| 14 Month IRA/HSA CD |
0.150%
|
0.150%
|
0.399%
|
0.400%
|
| 15 Month CD |
0.150%
|
0.150%
|
0.399%
|
0.400%
|
| 15 Month IRA/HSA CD |
0.150%
|
0.150%
|
0.399%
|
0.400%
|
| 17 Month CD |
0.250%
|
0.250%
|
0.499%
|
0.500%
|
| 17 Month IRA/HSA CD |
0.250%
|
0.250%
|
0.499%
|
0.500%
|
| 24 Month CD |
0.499%
|
0.500%
|
0.747%
|
0.750%
|
| 24 Month IRA/HSA CD |
0.499%
|
0.500%
|
0.747%
|
0.750%
|
| 25 Month CD |
0.499%
|
0.500%
|
0.747%
|
0.750%
|
| 25 Month IRA/HSA CD |
0.499%
|
0.500%
|
0.747%
|
0.750%
|
| 30 Month CD |
0.797%
|
0.800%
|
1.045%
|
1.050%
|
| 30 Month IRA/HSA CD |
0.797%
|
0.800%
|
1.045%
|
1.050%
|
| 36 Month CD |
1.045%
|
1.050%
|
1.292%
|
1.300%
|
| 36 Month IRA/HSA CD |
1.045%
|
1.050%
|
1.292%
|
1.300%
|
| 48 Month CD |
1.292%
|
1.300%
|
1.539%
|
1.550%
|
| 48 Month IRA/HSA CD |
1.292%
|
1.300%
|
1.539%
|
1.550%
|
Rates as of 10/21/18. *APY = Annual Percentage Yield. Minimum balance to open a CD is $500. CD rates include .25% MORE VIP Relationship Reward Bonus. Rates are subject to change. A penalty may be charged for early withdrawal of a fixed term certificate or IRA.