Highlighted fields are current specials.
| Description | DIVIDEND RATE (INTEREST) | APY* | VIP Bonus Rate | VIP Bonus APY * |
|---|---|---|---|---|
| 06 Month CD |
4.698%
|
4.80%
|
4.937%
|
5.05%
|
| 06 Month IRA/HSA CD |
4.698%
|
4.80%
|
4.937%
|
5.05%
|
| 12 Month CD |
4.793%
|
4.90%
|
5.032%
|
5.15%
|
| 12 Month IRA/HSA CD |
4.793%
|
4.90%
|
5.032%
|
5.15%
|
| 03 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 03 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 05 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 05 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 07 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 07 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 08 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 08 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 09 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 09 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 10 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 10 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 11 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 11 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 13 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 13 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 14 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 14 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 15 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 15 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 17 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 17 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 18 Month CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 18 Month IRA/HSA CD |
4.650%
|
4.75%
|
4.889%
|
5.00%
|
| 24 Month CD |
2.716%
|
2.75%
|
2.960%
|
3.00%
|
| 24 Month IRA/HSA CD |
2.716%
|
2.75%
|
2.960%
|
3.00%
|
| 25 Month CD |
2.716%
|
2.75%
|
2.960%
|
3.00%
|
| 25 Month IRA/HSA CD |
2.716%
|
2.75%
|
2.960%
|
3.00%
|
| 30 Month CD |
2.862%
|
2.90%
|
3.105%
|
3.15%
|
| 30 Month IRA/HSA CD |
2.862%
|
2.90%
|
3.105%
|
3.15%
|
| 36 Month CD |
2.960%
|
3.00%
|
3.203%
|
3.25%
|
| 36 Month IRA/HSA CD |
2.960%
|
3.00%
|
3.203%
|
3.25%
|
| 48 Month CD |
3.203%
|
3.25%
|
3.445%
|
3.50%
|
| 48 Month IRA/HSA CD |
3.203%
|
3.25%
|
3.445%
|
3.50%
|
| 60 Month CD |
3.445%
|
3.50%
|
3.687%
|
3.75%
|
| 60 Month IRA/HSA CD |
3.445%
|
3.50%
|
3.687%
|
3.75%
|
Rates as of 09/30/23. *APY = Annual Percentage Yield. Minimum balance to open a CD is $500. A penalty may be charged for earlier withdrawal of a fixed term certificate or IRA. Fees may reduce earnings. CD rates include .25% MORE VIP Relationship Reward Bonus.