Refer a FriendHome Equity Line of Credit / Variable Rate*
| Account | Loan-to-Value | APR (AS LOW AS) |
|---|---|---|
| HELOC All Line Amounts |
Up to 80.00%
|
6.49
|
Home Equity Fixed Rate**
| Account | Loan-to-Value | APR (AS LOW AS) |
|---|---|---|
| Fixed Rate – Owner Occupied |
Up to 80.00%
|
7.99
|
| FinishLine Mortgage |
Up to 70.00%
|
6.99
|
APR = Annual Percentage Rate.
APR as of 06/19/26. Best rate available to well-qualified borrowers with under 80% Combined Loan to Value (CLTV). Your rate may be higher based on your specific CLTV, term, and credit score. Home equity loans are available for properties located in Michigan or Florida. Terms, loan amount maximums, and other restrictions apply. Closing costs paid for by the borrower may include settlement fees, credit reports, flood determinations, property valuations (including appraisals, if required), title searches, lender's title insurance, recording, and government charges. For loans up to $500,000, closing costs typically range from $225 and $7,850. Contact LMCU for additional details. $5 membership required if not a member.
*APR as of 06/19/26 and subject to change after account opening. HELOC rates are variable and are based on the current index margin and will not exceed 18.00% APR.
**APR as of 06/19/26 and subject to change. A sample fixed home equity loan monthly payment based on $600,000 loan amount, 15 year term, at 8.99% = $6082.04 payment. Taxes and insurance are not included; therefore, the actual payment obligation will be greater.