Vacant Land Loan

property with for sale sign

Have you found the perfect lot, but not quite ready to build?

LMCU offers vacant land loans for future construction of a residential dwelling. Financing is available for parcels of land up to 40 acres.

Features

  • As little as 10% down*
  • 20 acres or less - 90% maximum Loan-to-Value (LTV)
  • 20 to 40 acres - 80% maximum LTV
  • $500,000 maximum on vacant lot loans, depending on credit score

Great low mortgage rates

Compared to traditional banks, you'll pay less on your loan rate, less on your closing costs, and less in expenses over the life of the loan.

View Rates

*For well-qualified borrowers. Borrower may only have one vacant lot loan.